5507 38th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 5507 38th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 1966
Lot Size	0.157 acres (6,869 sqft)
Owner	Individual Name on Record
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R76827`

Property Details

APN / Parcel Number

Primary APN	`R76827`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,434 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,869 sqft (0.157 acres)
Lot Dimensions	107 ft deep x 64 ft wide
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5507 38TH ST
City	LUBBOCK
State	TX
Zip	79407-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	SAGEMONT L 120
Legal Subdivision	SAGEMONT
Legal Lot Number	1200
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2005
Census Tract	1710

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5507 38TH ST, LUBBOCK, TX 79407-4014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage USAA FSB
Aug 3, 2020	Vendor's Lien, Transfer · Conventional Mortgage FIRST BANK & TRUST
Apr 5, 2018	Vendor's Lien, Transfer · FHA Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022
Deed Sale	Dec 21, 2022
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	2022056655
Record Updated	Jun 8, 2026

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 21, 2022
Property Address	5507 38TH ST, LUBBOCK, TX 79407-4014
Document Number	0000056655
Map Reference	VOL 1021 PG 291
Instrument Date	Dec 19, 2022
Instrument	2022056655
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5507 38TH ST, LUBBOCK, TX 79407-4014

Mortgage

Document Number	0000056656
Date	Dec 21, 2022
Instrument	2022056656

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 3, 2020
Property Address	5507 38TH ST, LUBBOCK, TX 79407-4014
Document Number	0000032235
Map Reference	VOL 1021 PG 2291
Instrument Date	Jul 31, 2020
Instrument	2020032235
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	HUB CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5507 38TH ST, LUBBOCK, TX 79407-4014

Mortgage

Document Number	0000032236
Date	Aug 3, 2020
Instrument	2020032236

Lender

Name	FIRST BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 5, 2018
Property Address	5507 38TH ST, LUBBOCK, TX 79407-4014
Document Number	0000012145
Instrument Date	Apr 3, 2018
Instrument	2018012145
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5507 38TH ST, LUBBOCK, TX 79407-4014

Mortgage

Document Number	0000012146
Date	Apr 5, 2018
Instrument	2018012146

Lender

Name	PEOPLES BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,980.00 (+2.55%) Homeowner's exemption	$168,440 (+6.79%) Land $27,000 Building $141,440	$168,440 (+6.79%) Land $27,000 Building $141,440
2024	$2,906.00 (-0.89%)
2023	$2,932.00 (+31.3%) Homeowner's exemption	$157,735 Land $9,600 Building $148,135	$157,735 Land $9,600 Building $148,135
2022	$2,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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