5506 State Rte 159, Smithton, IL 62285 Property Records

St. Clair County property record for 5506 State Rte 159, Smithton, IL 62285

Property Summary

Property Type	Rural Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,614 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2020 Mortgage + 2 more
APN	`17-16-0-100-017`

Property Details

APN / Parcel Number

Primary APN	`17-16-0-100-017`

Exterior

Effective Year Built	Effective 2017
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	5506 STATE ROUTE 159
City	SMITHTON
State	IL
Zip	62285-3716
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PRAIRIE DU LONG TWPSEC 16 PT NW A02538663
Legal Subdivision	PRAIRIE DU LONG TWP
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	4
Census Block	4042
Census Tract	504001

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5506 STATE ROUTE 159, SMITHTON, IL 62285-3716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO
Jun 11, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/WATERLOO
Jan 26, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/WATERLOO
Aug 1, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	5506 STATE ROUTE 159, SMITHTON, IL 62285-3716
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5506 STATE ROUTE 159, SMITHTON, IL 62285-3716

Mortgage

Document Number	0A02778525
Date	Apr 12, 2023
Instrument	A02778525

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	5506 STATE ROUTE 159, SMITHTON, IL 62285-3716
Document Number	00A2655646
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5506 STATE ROUTE 159 SMITHTON IL 622853716, SMITHTON, IL 62285-3716

Mortgage

Document Number	00A2655646
Date	Jun 24, 2020
Instrument	2655646

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Jun 23, 2048

Interest

Rate	3%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	5506 STATE ROUTE 159, SMITHTON, IL 62285-3716
Document Number	00A2566795
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5506 STATE ROUTE 159 SMITHTON IL 62285, SMITHTON, IL 62285

Mortgage

Document Number	00A2566795
Date	Feb 6, 2018
Instrument	2566795

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 1, 2017
Property Address	5506 STATE ROUTE 159, SMITHTON, IL 62285-3716
Instrument Date	Jul 27, 2017
Instrument	2545754
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5502 IL 159 SMITHTON IL 62285, SMITHTON, IL 62285

Mortgage

Document Number	00A2545754
Date	Aug 1, 2017
Instrument	2545754

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Unified School District	New Athens Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,614.00 (+19.32%)	$89,438 (+20.51%) Land $15,896 Building $73,542	$268,314 (+20.51%) Land $47,688 Building $220,626
2022		$74,217 Land $11,960 Building $62,257	$222,651 Land $35,880 Building $186,771
2019	$4,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Mediacom Xtream.

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