Calaveras County property record for 5506 Rustlers Pass, Mountain Ranch, CA 95246
| Property Type | Ranch |
|---|---|
| Details | 2 bd · 2 ba · 1,591 sqft · built 1993 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,825 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-017-009-000 |
| Primary APN | 020-017-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,591 sqft Gross Area |
| 1st Floor Area | 1,591 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 219,978 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 5506 RUSTLERS PASS |
|---|---|
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | RR5 |
| Legal Description | EL RANCHO LOMA SERENA 1 2 3 LOT 148 |
| Legal Subdivision | EL RANCHO LOMA SERENA |
| Legal Lot Number | 148 |
| Legal Unit | 1 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | SAN ANDREAS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 302 |
Source: Calaveras County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 108, MOUNTAIN RANCH, CA 95246-0108 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 7, 2017 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 7, 2024 |
| Transfer Doc | 0000008371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 5506 RUSTLERS PASS, MOUNTAIN RANCH, CA 95246 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5506 RUSTLERS PASS, MOUNTAIN RANCH, CA 95246 |
| Document Number | 0000008639 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022-008639 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 5506 RUSTLERS PASS, MOUNTAIN RANCH, CA 95246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 108, MOUNTAIN RANCH, CA 95246-0108 |
| Document Number | 0000000664 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021-000664 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Nov 7, 2017 |
| Property Address | 5506 RUSTLERS PASS, MOUNTAIN RANCH, CA 95246 |
| Document Number | 0000012712 |
| Map Reference | MB3 PG30 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 2017-12712 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | PLACER TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2661 BLACKBART DR, VALLEY SPRINGS, CA 95252-9216 |
| Document Number | 0000012713 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 2017-12713 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $431,730 (+2%) Land $58,026 Building $373,704 | |
| 2025 | $4,825.00 (+0.48%) Homeowner's exemption | $423,266 (+4.04%) Land $56,889 Building $366,377 |
| 2023 | $4,802.00 (+0.67%) | $406,832 Land $54,681 Building $352,151 |
| 2022 | $4,770.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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