5506 Loyal Ave, Durham, NC 27713 Property Records

Durham County property record for 5506 Loyal Ave, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1984
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2022)
Tax Bill	$3,220 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0739-00-4003`

Property Details

APN / Parcel Number

Primary APN	`0739-00-4003`
Alternative APNs	`0739-00-40-0306` `073903003094` `155060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,376 sqft Heated Area
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	127 ft deep x 92 ft wide
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	5506 LOYAL AVE
City	DURHAM
State	NC
Zip	27713-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PENRITH/SEC:01/PH:03/BLK: B/LT#20 PL:000104-000029
Legal Subdivision	PENRITH SEC 1
Legal Phase	3
Legal Block	B
Legal Lot Number	20
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2005
Census Tract	2025

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5506 LOYAL AVE, DURHAM, NC 27713-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Jun 6, 2017	Warranty Deed, Transfer · Conventional Mortgage COASTAL FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	202244495
Deed Book / Page	9823 / 272
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 22, 2022
Property Address	5506 LOYAL AVE, DURHAM, NC 27713-2033
Document Number	0098230272
Book / Page	9823 / 272
Map Reference	MB 104 PG 29
Instrument Date	Nov 15, 2022
Instrument	2022044495
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	MARKEM TITLE COMPANY, MARKET TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5400 6TH AVE S, 5400, BIRMINGHAM, AL 35212-3631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5506 LOYAL AVE, DURHAM, NC 27713-2033

Mortgage

Document Number	2022044496
Date	Nov 22, 2022
Instrument	2022044496

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5506 LOYAL AVE, DURHAM, NC 27713-2033
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093910893
Date	Jul 12, 2021
Book Page	9391/893
Instrument	2021034939

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 6, 2017
Property Address	5506 LOYAL AVE, DURHAM, NC 27713-2033
Document Number	0081990967
Book / Page	8199 / 967
Instrument Date	May 30, 2017
Instrument	2017019214
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5708 DEDMON CT, 5708, DURHAM, NC 27713-2606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5506 LOYAL AVE, DURHAM, NC 27713-2033

Mortgage

Document Number	0081990969
Date	Jun 6, 2017
Book Page	8199/969
Instrument	2017019215

Lender

Name	COASTAL FEDERAL CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,220.00 (+2.52%)	$316,930 (-) Land $97,137 Building $219,793	$316,930 (-) Land $97,137 Building $219,793
2025	$3,141.00 (+37.52%)	$316,930 (+81.69%) Land $97,137 Building $219,793	$316,930 (+81.69%) Land $97,137 Building $219,793
2023	$2,284.00 (+2.33%)	$174,435 Land $48,187 Building $126,248	$174,435 Land $48,187 Building $126,248
2022	$2,232.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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