5506 78th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5506 78th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,330 sqft · built 1975
Lot Size	0.217 acres (9,430 sqft)
Owner	Individual Name on Record
Last Sale	$203,700 (Jan 2015)
Tax Bill	$3,845 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R69964`

Property Details

APN / Parcel Number

Primary APN	`R69964`
Alternative APN	`R2745000000003230000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,330 sqft Living Area
Gross Area	2,814 sqft
1st Floor Area	2,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,430 sqft (0.217 acres)
Lot Dimensions	115 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5506 78TH ST
City	LUBBOCK
State	TX
Zip	79424-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARRAR ESTATES L 323
Legal Subdivision	FARRAR ESTATES
Legal Lot Number	323
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2004
Census Tract	1713

Owner

Source: Lubbock County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5506 78TH ST, LUBBOCK, TX 79424-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit LUBBOCK NATIONAL BANK
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jan 2, 2018	Loan Modification, Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2015 · Amount on Record
Deed Sale	Jan 9, 2015 · Amount on Record
Prior Sale	Jun 30, 1992
Deed Document Number	2015713
Prior Transfer Date	Jan 7, 2015
Prior Transfer Doc	0000000713
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Apr 27, 2026
Property Address	5506 78TH ST, LUBBOCK, TX 79424-2602
Document Number	0000015199
Instrument Date	Apr 21, 2026
Instrument	202615199
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5506 78TH ST, LUBBOCK, TX 79424-2602

Mortgage

Document Number	0000015199,
Date	Apr 27, 2026
Instrument	202615199

Lender

Name	LUBBOCK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2041

Interest

Rate	6.5%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5506 78TH ST, LUBBOCK, TX 79424-2602
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025702
Date	May 25, 2021
Instrument	2021025702

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	5506 78TH ST, LUBBOCK, TX 79424-2602
Document Number	0000011365
Instrument Date	Jan 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5506 78TH ST LUBBOCK TX 794242602, LUBBOCK, TX 79424-2602

Mortgage

Document Number	0000011365
Date	Apr 2, 2018
Instrument	11365

Lender

Name	GATEWAY MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2058

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,845.00 (+0.87%) Homeowner's exemption	$292,992 (+10.91%) Land $12,300 Building $280,692	$292,992 (+10.6%) Land $12,300 Building $280,692
2024	$3,812.00 (-4.37%)
2023	$3,986.00 (-9.9%) Homeowner's exemption	$264,171 Land $12,300 Building $252,623	$264,923 Land $12,300 Building $252,623
2022	$4,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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