Lubbock County property record for 5506 109th St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,565 sqft · built 2011 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,500 (Jan 2021) |
| Tax Bill | $2,689 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R318576 |
| Primary APN | R318576 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| Gross Area | 1,985 sqft |
| 1st Floor Area | 1,565 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 112 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5506 109TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-7680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGFIELD L 243 |
| Legal Subdivision | SPRINGFIELD |
| Legal Lot Number | 243 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10509 |
5506 109th St is owned and occupied by an individual who bought it in January 2021.
Source: Lubbock County records, as of October 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5506 109TH ST, LUBBOCK, TX 79424-7680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jan 6, 2021 | Guardian's Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on File |
| Deed Sale | Jan 6, 2021 · Amount on File |
| Prior Sale | Jul 27, 2015 · Amount on File |
| Deed Document Number | 2021654 |
| Prior Transfer Date | Jan 4, 2021 |
| Prior Transfer Doc | 0000000654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5506 109TH ST, LUBBOCK, TX 79424-7680 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034244 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020034244 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Guardian's Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 6, 2021 |
| Property Address | 5506 109TH ST, LUBBOCK, TX 79424-7680 |
| Document Number | 0000000654 |
| Map Reference | DOC 2010034530 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2021000654 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5506-109TH STREET, LUBBOCK, TX 79424-7680 |
| Document Number | 0000000655 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021000655 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 5506 109th St was $2,689 with a homeowner's exemption, down 18.9% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,689.00 (-18.93%) Homeowner's exemption | $208,947 Land $20,000 Building $188,947 | $208,947 Land $20,000 Building $188,947 |
| 2024 | $3,317.00 (+4.6%) | ||
| 2023 | $3,171.00 (-15.35%) Homeowner's exemption | $206,284 Land $20,000 Building $194,571 | $214,571 Land $20,000 Building $194,571 |
| 2022 | $3,746.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5506 109th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5506 109th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Verizon.
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