5505 Wharfside Pl, Denton, TX 76208 Property Records

Denton County property record for 5505 Wharfside Pl, Denton, TX 76208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,932 sqft · built 2018
Lot Size	0.129 acres (5,610 sqft)
Owner	2 Individual Names on File
Last Sale	$356,500 (Aug 2018)
Tax Bill	$6,224 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R702755`

Property Details

APN / Parcel Number

Primary APN	`R702755`
Alternative APNs	`SD4593A-00000BB-0000-0016-0000` `1003762`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,932 sqft Living Area
Gross Area	3,355 sqft
1st Floor Area	1,726 sqft
2nd Floor Area	1,206 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,610 sqft (0.129 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5505 WHARFSIDE PL
City	DENTON
State	TX
Zip	76208-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES OF CARMEL PHASE 5A BLK BB LOT 16
Legal Subdivision	VILLAGES OF CARMEL PHASE 5A
Legal Block	BB
Legal Lot Number	16
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	5
Census Block	5004
Census Tract	21415

Owner

5505 Wharfside Pl is owned and occupied by two individuals who bought it in August 2018.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5505 WHARFSIDE PL, DENTON, TX 76208-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2020	Warranty Deed, Transfer GATEWAY MTG GRP
Aug 30, 2018	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Feb 6, 2018 · Amount on File
Deed Document Number	2018102961
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	0000102961
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	5505 WHARFSIDE PL, DENTON, TX 76208-1440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161750
Date	Oct 9, 2020
Instrument	2020-161750

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	5505 WHARFSIDE PL, DENTON, TX 76208-1440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149882
Date	Nov 25, 2019
Instrument	2019-149882

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Sep 18, 2020
Property Address	5505 WHARFSIDE PL, DENTON, TX 76208-1440
Document Number	0000146945
Instrument Date	Sep 18, 2020
Instrument	146945
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 WHARFSIDE PL DENTON TX 762081440, DENTON, TX 76208-1440

Mortgage

Document Number	146946
Date	Sep 18, 2020
Instrument	146946

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Aug 30, 2018
Property Address	5505 WHARFSIDE PL, DENTON, TX 76208-1440
Document Number	0000102961
Map Reference	FILE 2017-167
Instrument Date	Aug 29, 2018
Instrument	2018-102961
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1038 TEXAN TRL, 1038, GRAPEVINE, TX 76051-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 WHARFSIDE PL, DENTON, TX 76208-1440

Mortgage

Document Number	0000102962
Date	Aug 30, 2018
Instrument	2018-102962

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5505 Wharfside Pl was $6,224 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,000 Land $84,150 Building $320,850	$405,000 Land $84,150 Building $320,850
2025	$6,224.00
2023	$5,896.00 (-10.56%) Homeowner's exemption	$474,876 Land $84,150 Building $390,726	$474,876 Land $84,150 Building $390,726
2022	$6,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5505 Wharfside Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5505 Wharfside Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi, Nextlink, T-Mobile.

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