5505 W Windhaven Trl, McHenry, IL 60050 Property Records

McHenry County property record for 5505 W Windhaven Trl, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 1,198 sqft · built 1987
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2015)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-04-253-005`

Property Details

APN / Parcel Number

Primary APN	`14-04-253-005`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,198 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5505 W WINDHAVEN TRL
City	MCHENRY
State	IL
Zip	60050-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0017872 LT 9 WINDING CREEK UNIT 4
Legal Range	08E
Legal Township	44N
Legal Section	04
Legal Subdivision	WINDING CREEK
Legal Block	253
Legal Lot Number	9
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1036
Census Tract	870814

Owner

5505 W Windhaven Trl is owned and occupied by an individual who acquired it in June 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5505 W WINDHAVEN TRL, MCHENRY, IL 60050-5923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · FHA Mortgage SUNWEST MORTGAGE
Jul 27, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DEPARTMENT OF HOUSING & URBAN DEV
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 29, 2019	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit SUN WEST MORTGAGE COMPANY INC
Jun 1, 2018	Intrafamily Transfer, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2015 · Amount on File
Deed Sale	Jun 30, 2015 · Amount on File
Prior Sale	Jun 30, 2015 · Amount on File
Deed Document Number	0000023523
Last Transfer Date	Jun 1, 2018
Transfer Doc	0000017872
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5505 W WINDHAVEN TRL, MCHENRY, IL 60050-5923
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 W WINDHAVEN TRL, MCHENRY, IL 60050-5923

Mortgage

Document Number	0000004297
Date	Feb 26, 2024
Instrument	2024R0004297

Lender

Name	SUNWEST MORTGAGE
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5505 W WINDHAVEN TRL, MCHENRY, IL 60050-5923
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	NOT AVAILABLE, CLERK AND RECORDER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018195
Date	Jul 27, 2023
Instrument	2023R0018195

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5505 W WINDHAVEN TRL, MCHENRY, IL 60050-5923
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060684
Date	Nov 9, 2021
Instrument	2021R0060684

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5505 W WINDHAVEN TRL, MCHENRY, IL 60050-5923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036645
Date	Oct 29, 2019
Instrument	2019R0036645

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5505 W WINDHAVEN TRL, MCHENRY, IL 60050-5923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022961
Date	Jul 24, 2019
Instrument	2019R0022961

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 19, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jun 1, 2018
Property Address	5505 W WINDHAVEN TRL, MCHENRY, IL 60050-5923
Document Number	0000017872
Instrument Date	May 25, 2018
Instrument	2018R0017872
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5505 W WINDHAVEN TRL, 5505, MCHENRY, IL 60050-5923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 W WINDHAVEN TRL, MCHENRY, IL 60050-5923

Mortgage

Document Number	0000017873
Date	Jun 1, 2018
Instrument	2018R0017873

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$71,174 Land $18,357 Building $52,817	$213,522 Land $55,071 Building $158,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5505 W Windhaven Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5505 W Windhaven Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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