St. Louis County property record for 5505 W 8th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,542 sqft · built 1923 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,000 (Jun 2019) |
| Tax Bill | $3,244 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-03120 |
| Primary APN | 010-4520-03120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,542 sqft Gross Area |
| 1st Floor Area | 1,067 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,704 sqft (0.108 acres) |
| Garage Area | 240 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 94 sqft |
| Deck Area | 112 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1071635 |
|---|---|
| Street Address | 5505 W 8TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 AND NLY 12 1/2 FT OF LOT 5 SERIAL # |
| Legal Subdivision | WEST DULUTH 6TH DIV |
| Legal Block | 23 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3000 |
Source: St. Louis County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5505 W 8TH ST, DULUTH, MN 55807-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Jun 6, 2019 | Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Jun 10, 2019 | Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Apr 5, 2017 | Loan Modification, Mortgage · FHA Mortgage PNC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Prior Sale | Jun 6, 2019 · Amount on Record |
| Deed Document Number | 20191356305 |
| Prior Transfer Date | May 26, 2010 |
| Prior Transfer Doc | 0001135975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5505 W 8TH ST, DULUTH, MN 55807-1320 |
| Document Number | 00T1029772 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5505 8TH ST DULUTH MN 55806, DULUTH, MN 55806 |
| Document Number | 00T1029772 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | T1029772 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 30, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5505 W 8TH ST, DULUTH, MN 55807-1320 |
| Document Number | 00A1392317 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5505 W 8TH ST DULUTH MN 558071320, DULUTH, MN 55807-1320 |
| Document Number | 00A1392317 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | A1392317 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 6, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 6, 2019 |
| Property Address | 5505 W 8TH ST, DULUTH, MN 55807-1320 |
| Document Number | 00T1011177 |
| Instrument Date | May 31, 2019 |
| Instrument | T1011177 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $547.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14511 MYFORD RD #100 TUSTIN CA 927807057, 100, TUSTIN, CA 92780-7057 |
| Document Number | T1011178 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | T1011178 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 10, 2019 |
| Property Address | 5505 W 8TH ST, DULUTH, MN 55807-1320 |
| Document Number | 00A1356305 |
| Instrument Date | May 31, 2019 |
| Instrument | A1356305 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $547.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5505 W 8TH ST DULUTH MN 558071320, DULUTH, MN 55807-1320 |
| Document Number | A1356306 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | A1356306 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5505 W 8TH ST, DULUTH, MN 55807-1320 |
| Document Number | 000T986228 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5505 W 8TH ST DULUTH MN 558071320, DULUTH, MN 55807-1320 |
| Document Number | 000T986228 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | T986228 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,244.00 (+12.33%) Homeowner's exemption | ||
| 2025 | $2,888.00 (-3.48%) Homeowner's exemption | $265,400 (+14.15%) Land $12,100 Building $253,300 | $265,400 (+14.15%) Land $12,100 Building $253,300 |
| 2024 | $2,992.00 | $232,500 (+5.83%) Land $13,000 Building $219,500 | $232,500 (+5.83%) Land $13,000 Building $219,500 |
| 2022 | $219,700 Land $11,900 Building $207,800 | $219,700 Land $11,900 Building $207,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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