Bell County property record for 5505 S General Bruce Dr, Temple, TX 76502
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 3,520 sqft · built 1979 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,897 (2023) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0138270460 |
| Primary APN | 0138270460 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,520 sqft Gross Area |
| 2nd Floor Area | 1,760 sqft |
| Utility Area | 242 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wood |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,195 sqft (0.257 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Storage Building | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 128911 |
|---|---|
| Street Address | 5505 S GENERAL BRUCE DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-1406 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C |
| Legal Description | WHITLEY COMMERCIAL SUBDIVISION PHASE II, BLOCK 001, LOT 0003, & BUSINESS PERSONAL PROPERTY, ACRES .257 & BUSINESS PERSONAL |
| Legal Subdivision | WHITLEY COMMERCIAL SUBDIVISION PHASE II |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 21203 |
5505 S General Bruce Dr, a commercial property, is owned by a company that acquired it in January 1997.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | BLUE SPRUCE LODGE; 5505 S GENERAL BRUCE DR, TEMPLE, TX 76502 |
| Owner Type | Company, Secondary Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL LIFE INSURANCE |
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 1997 |
| Deed Sale | Jan 31, 1997 |
| Deed Document Number | 0002383576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 10, 2026 |
| Property Address | 5505 S GENERAL BRUCE DR, TEMPLE, TX 76502-1406 |
| Document Number | 0000045793 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202645793 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1102 E 2ND AVE, BELTON, TX 76513-3215 |
| Document Number | 0000045793, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202645793 |
| Name | NATIONAL LIFE INSURANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 10, 2026 |
| Property Address | 5505 S GENERAL BRUCE DR, TEMPLE, TX 76502-1406 |
| Document Number | 0000045791 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202645791 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 5505 S GENERAL BRUCE DR, TEMPLE, TX 76502-1406 |
| Document Number | 0000045791, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202645791 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,897.00 (+1.01%) | $170,000 Land $39,182 Building $130,818 | $170,000 Land $39,182 Building $130,818 |
| 2022 | $3,858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5505 S General Bruce Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1992–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5505 S General Bruce Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, AT&T, T-Mobile.
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