5505 Reflection Dr, Louisville, KY 40218 Property Records

Louisville/Jefferson County Metro Government property record for 5505 Reflection Dr, Louisville, KY 40218

Property Summary

Property TypeSingle Family Home
Details1 ba · 900 sqft · built 1970
Lot Size0.178 acres (7,793 sqft)
Owner2 Individual Names on Record
Tax Bill$1,420 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23094900650000

Property Details

APN / Parcel Number

Primary APN23094900650000
Alternative APNs
  • 094900650000
  • 00195558

Interior

Full Baths1 Bath
Stories1 Story
Building Area900 sqft Finished Area
FlooringCovered

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,793 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00195558
Street Address5505 REFLECTION DR
CityLOUISVILLE
StateKY
Zip40218-4344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 65 PARKVIEW ESTATES SEC 1, PB. 21, PG. 42, 0.1789 AC +/-
Legal SubdivisionPARKVIEW ESTATES
Legal Lot Number65
JurisdictionJEFFERSON KY
Township / Civil DivisionCENTRAL JEFFERSON
Census Block Group4
Census Block4005
Census Tract11302

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address5505 REFLECTION DR, LOUISVILLE, KY 40218-4344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Balloon Mortgage
JOSEPH W BURNETT
Mar 20, 2020Deed of Trust, Mortgage · Conventional with PMI
REPUBLIC BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2020
Deed SaleMar 25, 2020
Prior SaleFeb 27, 2012 · Amount on Record
Deed Document Number12027781
Deed Book / Page7594 / 0632
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address5505 REFLECTION DR, LOUISVILLE, KY 40218-4344
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021841
DateFeb 25, 2026
Book PageM 19674/251
Instrument2026021841
Lender
NameJOSEPH W BURNETT
TypePrivate Party
AddressPO BOX 126, FISHERVILLE, KY 40023
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term18 Months
DueAug 24, 2027

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address5505 REFLECTION DR, LOUISVILLE, KY 40218-4344
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyFREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address5505 REFLECTION DR LOUISVILLE KY 402184344, LOUISVILLE, KY 40218-4344

Mortgage

Document Number164330252
DateMar 25, 2020
Book Page016433/000252
Instrument64928
Lender
NameREPUBLIC BK&TR
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 24, 2050

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,420.00 (+63.41%)$127,850 (+71.8%) Land $22,000 Building $105,850
2024$127,850 (+71.8%) Land $22,000 Building $105,850
2023$869.00 (-0.34%)$74,420 (-) Land $15,000 Building $59,420$74,420 (-) Land $15,000 Building $59,420
2022$872.00$74,420 Land $15,000 Building $59,420$74,420 Land $15,000 Building $59,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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