5505 Chestnut Bluff Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5505 Chestnut Bluff Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,656 sqft · built 1990
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Nov 2021)
Tax Bill	$3,057 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`719-67-88-86-200-000`

Property Details

APN / Parcel Number

Primary APN	`719-67-88-86-200-000`
Alternative APNs	`060080500000004` `434557000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,656 sqft Finished Area
1st Floor Area	88 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)

Exterior Amenities

Porch	Patio
Porch Area	348 sqft
Deck Area	Deck Area
Patio Area	186 sqft
Storage Building	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	434557000
Street Address	5505 CHESTNUT BLUFF RD
City	MIDLOTHIAN
State	VA
Zip	23112-6309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	CHESTNUT BLUFF 000-004
Legal Subdivision	CHESTNUT BLUFF
Legal Lot Number	4
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1003
Census Tract	101007

Owner

5505 Chestnut Bluff Rd is owned and occupied by an individual who bought it in November 2021.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5505 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Aug 2, 2018	Warranty Deed, Transfer · FHA Mortgage C & F MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	202171037
Deed Book / Page	13718 / 319
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5505 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6309
Document Number	12251505
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 CHESTNUT BLUFF RD MIDLOTHIAN VA 231126309, MIDLOTHIAN, VA 23112-6309

Mortgage

Document Number	12251505
Date	Mar 21, 2019
Book Page	012251/000505
Instrument	9386

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 2, 2018
Property Address	5505 CHESTNUT BLUFF RD, MIDLOTHIAN, VA 23112-6309
Document Number	12060564
Book / Page	012060 / 000564
Instrument Date	Jul 24, 2018
Instrument	28843
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 CHESTNUT BLUFF RD MIDLOTHIAN VA 231126309, MIDLOTHIAN, VA 23112-6309

Mortgage

Document Number	12060568
Date	Aug 2, 2018
Book Page	012060/000568
Instrument	28844

Lender

Name	C & F MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5505 Chestnut Bluff Rd was $3,057.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,057.00	$340,700 (+2.71%) Land $77,000 Building $263,700	$340,700 (+2.71%) Land $77,000 Building $263,700
2025		$331,700 Land $75,000 Building $256,700	$331,700 Land $75,000 Building $256,700
2023	$2,765.00	$301,100 Land $70,000 Building $231,100	$301,100 Land $70,000 Building $231,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5505 Chestnut Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5505 Chestnut Bluff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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