5505 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5505 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1984
Lot Size	0.166 acres (7,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,017 (Jun 2024)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R26323`

Property Details

APN / Parcel Number

Primary APN	`R26323`
Alternative APN	`R1360000000002140000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	2,077 sqft
1st Floor Area	1,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,245 sqft (0.166 acres)
Lot Dimensions	115 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5505 86TH ST
City	LUBBOCK
State	TX
Zip	79424-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPARRAL THE L 214
Legal Subdivision	CHAPARRAL THE
Legal Lot Number	214
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1013
Census Tract	10409

Owner

Source: Lubbock County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5505 86TH ST, LUBBOCK, TX 79424-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 13, 2022	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	202424190
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Sep 30, 2026
Property Address	5505 86TH ST, LUBBOCK, TX 79424-4601
Document Number	0000039576
Instrument Date	May 9, 2026
Instrument	202639576
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 86TH ST, LUBBOCK, TX 79424-4601

Mortgage

Document Number	0000039576,
Date	Sep 30, 2026
Instrument	202639576

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2055

Interest

Max Rate	-1%

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 13, 2022
Property Address	5505 86TH ST, LUBBOCK, TX 79424-4601
Document Number	0000023596
Map Reference	VOL 1868 PG 572
Instrument Date	May 13, 2022
Instrument	2022023596
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16708 COUNTY ROAD 1930, LUBBOCK, TX 79424-1499

Mortgage

Document Number	0000023597
Date	May 13, 2022
Instrument	2022023597

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,932.00 (-28.71%)	$234,367 (-0.94%) Land $18,900 Building $215,467	$234,367 (-0.94%) Land $18,900 Building $215,467
2024	$4,113.00 (-6.48%)
2023	$4,398.00 (+386.5%) Homeowner's exemption	$236,600 Land $18,900 Building $217,700	$236,600 Land $18,900 Building $217,700
2022	$904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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