5504 W Oakcrest Dr, Sioux Falls, SD 57107 Property Records

Minnehaha County property record for 5504 W Oakcrest Dr, Sioux Falls, SD 57107

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,011 sqft · built 2008
Lot Size	0.178 acres (7,767 sqft)
Owner	Individual Name on File
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-11-421-020-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-11-421-020-000`
Alternative APN	`80419`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,011 sqft Finished Area
1st Floor Area	1,011 sqft
Basement Area	1,011 sqft
Finished Basement	809 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,767 sqft (0.178 acres)
Lot Dimensions	129 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	276 sqft
Patio Area	506 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	80419
Street Address	5504 W OAKCREST DR
City	SIOUX FALLS
State	SD
Zip	57107-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS;RESID S
Legal Description	LOT 20 BLOCK 16 ASPEN HEIGHTS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	ASPEN HEIGHTS
Legal Block	16
Legal Lot Number	20
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	4
Census Block	4020
Census Tract	10405

Owner

5504 W Oakcrest Dr is owned and occupied by an individual who acquired it in October 2019.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5504 W OAKCREST DR, SIOUX FALLS, SD 57107-1066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 15, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Jan 23, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 2, 2019
Transfer Doc	592DEED/0229
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5504 W OAKCREST DR, SIOUX FALLS, SD 57107-1066
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1913MTG/414
Date	Feb 3, 2021
Book Page	1913 MTG/414

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 15, 2019
Property Address	5504 W OAKCREST DR, SIOUX FALLS, SD 57107-1066
Document Number	592DEED/0229
Book / Page	592 DEED / 0229
Instrument Date	Oct 2, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 W OAKCREST DR, SIOUX FALLS, SD 57107-1066

Mortgage

Document Number	1868MTG0878
Date	Oct 15, 2019
Instrument	1868 MTG/0878

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 23, 2017
Property Address	5504 W OAKCREST DR, SIOUX FALLS, SD 57107-1066
Document Number	000573/772
Book / Page	573 / 772
Instrument Date	Jan 23, 2017
Instrument	R701657
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5504 W OAKCREST DR, SIOUX FALLS, SD 57107-1066

Tax Assessment & Valuation

The 2025 property tax bill for 5504 W Oakcrest Dr was $4,227.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,963 (+3.73%) Land $28,483 Building $298,480	$326,963 Land $28,483 Building $298,480
2025	$4,227.00	$315,200 (-2.26%) Land $28,800 Building $286,400
2024	$4,227.00	$322,500 Land $28,800 Building $293,700
2022	$4,064.00	$273,600 Land $28,800 Building $244,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5504 W Oakcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5504 W Oakcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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