5504 Tama Dr, Waco, TX 76708 Property Records

McLennan County property record for 5504 Tama Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,024 sqft · built 2016
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$189,400 (Dec 2016)
Tax Bill	$4,941 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-012930-000415-0`

Property Details

APN / Parcel Number

Primary APN	`18-012930-000415-0`
Alternative APN	`374262`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	2,024 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	665 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5504 TAMA DR
City	WACO
State	TX
Zip	76708-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLAT ROCK VILLAGE ADDITION PHASE II LOT 15 BLOCK 4 ACRES .19
Legal Subdivision	FLAT ROCK VILLAGE ADDITION PHASE II
Legal Block	4
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2007
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5504 TAMA DR, WACO, TX 76708-4900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 13, 2023	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Apr 28, 2018	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2016 · Amount on Record
Deed Sale	Dec 12, 2016 · Amount on Record
Deed Document Number	201640313
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jun 24, 2026
Property Address	5504 TAMA DR, WACO, TX 76708-4900
Document Number	0000020049
Instrument Date	May 21, 2026
Instrument	202620049
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 TAMA DR, WACO, TX 76708-4900

Mortgage

Document Number	0000020049,
Date	Jun 24, 2026
Instrument	202620049

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	5504 TAMA DR, WACO, TX 76708-4900
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 TAMA DR, WACO, TX 76708-4900

Mortgage

Document Number	0000003783
Date	Feb 13, 2023
Instrument	2023003783

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2051

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	5504 TAMA DR, WACO, TX 76708-4900
Document Number	0000018161
Instrument Date	Apr 28, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 TAMA DR WACO TX 767084900, WACO, TX 76708-4900

Mortgage

Document Number	0000018161
Date	Jun 4, 2018
Instrument	18161

Lender

Name	PENNYMAC
Address	MOORPARK, TX 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,853 (-4.56%) Land $42,044 Building $259,809	$301,853 (-4.56%) Land $42,044 Building $259,809
2025	$4,941.00 (-15.02%) Homeowner's exemption	$316,280 (-1.8%) Land $38,240 Building $278,040	$316,280 (-1.8%) Land $38,240 Building $278,040
2024	$5,814.00 (-19.22%)
2023		$322,070 Land $38,240 Building $283,830	$322,070 Land $38,240 Building $283,830
2022	$7,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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