5504 Ripasso St, McKinney, TX 75070 Property Records

Collin County property record for 5504 Ripasso St, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,447 sqft · built 2018
Lot Size	0.154 acres (6,687 sqft)
Owner	Individual Name on Record
Last Sale	$628,425 (May 2026)
Tax Bill	$8,122 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-11424-00H-0170-1`

Property Details

APN / Parcel Number

Primary APN	`R-11424-00H-0170-1`
Alternative APNs	`000002769654` `2769654`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,447 sqft Living Area
Gross Area	2,963 sqft
1st Floor Area	2,083 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Lot Area	6,687 sqft (0.154 acres)
Garage Type	Attached
Garage Area	411 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5504 RIPASSO ST
City	MCKINNEY
State	TX
Zip	75070-1387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS PHASE 2, THE, BLK H, LOT 17
Legal Subdivision	VINEYARDS PHASE 2, THE (CMC)
Legal Block	H
Legal Lot Number	17
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1003
Census Tract	30543

Owner

Source: Collin County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5504 RIPASSO ST, MCKINNEY, TX 75070-1387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 7, 2026	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P
Jun 18, 2020	Deed of Trust, Mortgage PROVIDENT FNDG
Feb 14, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Feb 27, 2019	Grant Deed, Subdivision Related Transfer PULTE MTG
Dec 3, 2018	Warranty Deed, Subdivision Related Transfer JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	202660854
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5504 RIPASSO ST, MCKINNEY, TX 75070-1387
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002168820
Date	Oct 22, 2021
Instrument	20211022002168820

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	DALLAS, TX 75204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	May 7, 2026
Property Address	5504 RIPASSO ST, MCKINNEY, TX 75070-1387
Document Number	0000060854
Instrument Date	Apr 27, 2026
Instrument	2026.60854
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 RIPASSO ST, MCKINNEY, TX 75070-1387

Mortgage

Document Number	0000060855,
Date	May 7, 2026
Instrument	2026..60855

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5504 RIPASSO ST, MCKINNEY, TX 75070-1387
Document Number	0001156040
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5504 RIPASSO ST MCKINNEY TX 750701387, MCKINNEY, TX 75070-1387

Mortgage

Document Number	0001156040
Date	Jul 23, 2020
Instrument	1156040

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75204

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 22, 2045

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5504 RIPASSO ST, MCKINNEY, TX 75070-1387
Document Number	0000252380
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5504 RIPASSO ST MCKINNEY TX 750701387, MCKINNEY, TX 75070-1387

Mortgage

Document Number	0000252380
Date	Feb 24, 2020
Instrument	252380

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 27, 2019
Property Address	5504 RIPASSO ST, MCKINNEY, TX 75070-1387
Document Number	0000202240
Instrument Date	Feb 25, 2019
Instrument	202240
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2019
Title Company	PGP TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5508 RIPASSO ST MCKINNEY TX 750701387, MCKINNEY, TX 75070-1387
Investor	Possibly a Property Investor

Mortgage

Document Number	202250
Date	Feb 27, 2019
Instrument	202250

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 3, 2018
Property Address	5504 RIPASSO ST, MCKINNEY, TX 75070-1387
Document Number	0001470840
Instrument Date	Nov 30, 2018
Instrument	1470840
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2018
Title Company	EMPIRE TITLE COMPANY LIMITED, EMPIRE TITLE CO LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 RIPASSO ST MCKINNEY TX 750701387, MCKINNEY, TX 75070-1387

Mortgage

Document Number	1470850
Date	Dec 3, 2018
Instrument	1470850

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,122.00 (+3.31%) Homeowner's exemption	$555,829 (-5.04%) Land $165,000 Building $390,829	$555,829 (-5.04%) Land $165,000 Building $390,829
2024	$7,862.00 (-2.14%)
2023		$585,334 Land $150,000 Building $435,334	$585,334 Land $150,000 Building $435,334
2022	$8,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband, Hotwire Communications.

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