5504 Lighthouse Dr E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 5504 Lighthouse Dr E, Port Orchard, WA 98366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,766 sqft · built 1973
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$8,591 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`4628-001-003-0009`

Property Details

APN / Parcel Number

Primary APN	`4628-001-003-0009`
Alternative APN	`1731108`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,766 sqft Living Area
Gross Area	3,400 sqft
1st Floor Area	1,766 sqft
Basement Area	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Width	75 ft Width
View / Lot	Waterfront
Garage Type	Basement
Garage Area	520 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Deck Area	509 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5504 LIGHTHOUSE DR E
City	PORT ORCHARD
State	WA
Zip	98366-8056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 3, BLOCK 1, RICHCOVE, ACCORDING TO THE PLAT RECORDED IN VOLUME 8 OF PLATS, PAGES 50 AND 51, RECORDS OF KITSAP COUNTY, WASHINGTON; TOGETHER WITH TIDELANDS OF THE SECOND CLASS AS CONVEYED BY THE STATE OF WASHINGTON, SITUATE IN FRONT OF, ADJACENT TO
Legal Range	2E
Legal Township	24
Legal Section	08
Legal Subdivision	RICHCOVE
Legal Block	1
Legal Lot Number	3
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2004
Census Tract	92600

Owner

5504 Lighthouse Dr E is owned and occupied by an individual who acquired it in November 2017.

Source: Kitsap County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5504 LIGHTHOUSE DR E, PORT ORCHARD, WA 98366-8056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Nov 30, 2017	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2017
Deed Sale	Nov 30, 2017
Deed Document Number	201778
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	5504 E LIGHTHOUSE DR, PORT ORCHARD, WA 98366-8056
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	LAND TITLE COMPANY-SILVERDALE, LAND TTL CO SILVERDALE SUBMI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000239
Date	Feb 12, 2021
Instrument	202102120239

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Nov 30, 2017
Property Address	5504 E LIGHTHOUSE DR, PORT ORCHARD, WA 98366-8056
Document Number	0011300078
Instrument Date	Nov 16, 2017
Instrument	201711300078
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 E LIGHTHOUSE DR PORT ORCHARD WA 983668056, PORT ORCHARD, WA 98366-8056

Mortgage

Document Number	11300079
Date	Nov 30, 2017
Instrument	201711300079

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 5504 Lighthouse Dr E was $8,591.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$1,030,450 (+2.97%) Land $525,110 Building $505,340	$1,030,450 (+2.97%) Land $525,110 Building $505,340
2026	$8,591.00	$1,000,730 Land $526,070 Building $474,660	$1,000,730 Land $526,070 Building $474,660
2024	$8,153.00 (+0.65%)	$1,000,730 (-) Land $526,070 Building $474,660	$1,000,730 (-) Land $526,070 Building $474,660
2023	$8,100.00	$1,000,730 Land $526,070 Building $474,660	$1,000,730 Land $526,070 Building $474,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5504 Lighthouse Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1986–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2011 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5504 Lighthouse Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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