5504 Heatherton Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 5504 Heatherton Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,071 sqft · built 2010
Lot Size	0.549 acres (23,914 sqft)
Owner	2 Individual Names on File
Last Sale	$376,000 (Nov 2020)
Tax Bill	$2,849 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2N-28-0728-00A00-0150`

Property Details

APN / Parcel Number

Primary APN	`30-2N-28-0728-00A00-0150`
Alternative APN	`N28230072800A000150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,071 sqft Living Area
Gross Area	3,815 sqft
1st Floor Area	3,071 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	23,914 sqft (0.549 acres)
Lot Dimensions	208 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	320 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5504 HEATHERTON RD
City	MILTON
State	FL
Zip	32570-7780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	COTTONWOOD 1ST ADD LOT 15 BLK A AS DES IN OR 4027 PG 257
Legal Range	28W
Legal Township	2N
Legal Section	30
Legal Subdivision	COTTONWOOD & ADDS
Legal Block	A
Legal Lot Number	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3029
Census Tract	10504

Owner

5504 Heatherton Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5504 HEATHERTON RD, MILTON, FL 32570-7780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 19, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Mar 19, 2018 · Amount on File
Deed Document Number	202059503
Deed Book / Page	4027 / 257
Prior Transfer Date	Jul 16, 2015
Prior Transfer Doc	0034601844
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 9, 2020
Property Address	5504 HEATHERTON RD, MILTON, FL 32570-7780
Document Number	0040270257
Book / Page	4027 / 257
Map Reference	MB 10 PG 60
Instrument Date	Oct 30, 2020
Instrument	202059503
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,632.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10971 HIGHWAY 493, 10971, BAILEY, MS 39320-9791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 HEATHERTON RD, MILTON, FL 32570-7780

Mortgage

Document Number	0004027258
Date	Nov 9, 2020
Instrument	4027/258

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 19, 2018
Property Address	5504 HEATHERTON RD, MILTON, FL 32570-7780
Document Number	0037100919
Book / Page	003710 / 000919
Instrument Date	Mar 16, 2018
Instrument	10401
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,219.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5504 HEATHERTON RD MILTON FL 325707780, MILTON, FL 32570-7780

Mortgage

Document Number	37100921
Date	Mar 19, 2018
Book Page	003710/000921
Instrument	10402

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,236 (+2.9%)	$392,446 (-2.45%) Land $58,000 Building $334,446
2024	$2,849.00 (+1.79%) Homeowner's exemption Disabled Person's exemption	$279,141 (+3%)	$402,301 (+4.49%) Land $55,000 Building $347,301
2023	$2,799.00 (+2.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$271,011 (+3%)	$385,021 (+9.87%) Land $55,000 Building $330,021
2022	$2,735.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$263,117	$350,436 Land $42,000 Building $308,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5504 Heatherton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5504 Heatherton Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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