5504 Cathedral Oaks Rd, Santa Barbara, CA 93111 Property Records

Santa Barbara County property record for 5504 Cathedral Oaks Rd, Santa Barbara, CA 93111

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,347 sqft · built 1964
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$1,118,000 (Feb 2018)
Tax Bill	$13,948 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`069-503-017`

Property Details

APN / Parcel Number

Primary APN	`069-503-017`
Alternative APN	`06950317`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,347 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5504 CATHEDRAL OAKS RD
City	SANTA BARBARA
State	CA
Zip	93111-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12R1
Legal Description	TR 10245 UNIT 2 LOT 94
Legal Subdivision	10 245 UN 2
Legal Tract	10245
Legal Lot Number	94
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2016
Census Tract	2907

Owner

5504 Cathedral Oaks Rd is owned by a company that bought it in February 2018.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Company Name on File
Mailing Address	2261 LAS CANOAS RD, SANTA BARBARA, CA 93105-2112
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Mar 18, 2021	Intrafamily Transfer, Transfer
Feb 13, 2018	Grant Deed, Transfer · ARM FIRST FEDERAL BANK
May 4, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2018 · Amount on File
Deed Sale	Feb 13, 2018 · Amount on File
Prior Sale	May 4, 2017 · Amount on File
Deed Document Number	20185737
Prior Transfer Date	Jul 1, 1994
Prior Transfer Doc	0000058193
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5504 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35504 CATHEDRAL OAKS ROAD, SANTA BARBARA, CA 93111

Mortgage

Document Number	0000041326
Date	Sep 23, 2022
Instrument	2022-0041326

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5504 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032714
Date	Jun 30, 2020
Instrument	2020-0032714

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2030
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year T-Bill
Max Rate	10.9%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 18, 2021
Property Address	5504 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406
Document Number	0000021459
Map Reference	MB 72 PG 69-74
Instrument Date	Feb 5, 2021
Instrument	2021-0021459
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2261 LAS CANOAS RD, SANTA BARBARA, CA 93105-2112

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 13, 2018
Property Address	5504 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406
Document Number	0000005737
Map Reference	MB72 PG69-74
Instrument Date	Feb 2, 2018
Instrument	2018-0005737
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406

Mortgage

Document Number	0000005738
Date	Feb 13, 2018
Instrument	2018-0005738

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.95%
Index	1-Year LIBOR

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	May 4, 2017
Property Address	5504 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406
Document Number	0000021145
Map Reference	MB72 PG69-72
Instrument Date	Apr 18, 2017
Instrument	2017-0021145
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5504 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93111-1406

Mortgage

Document Number	0000021146
Date	May 4, 2017
Instrument	2017-0021146

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 5504 Cathedral Oaks Rd was $13,948.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Goleta Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,297,530 (+2%) Land $580,291 Building $717,239
2025	$13,948.00	$1,272,089 Land $568,913 Building $703,176
2023	$13,487.00 (+1.68%)	$1,222,694 Land $546,822 Building $675,872
2022	$13,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5504 Cathedral Oaks Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1980–2000)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5504 Cathedral Oaks Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLETA WATER DISTRICT serves 85,535 people · EPA ID CA4210004
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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