5504 Candlewick Trl, Gastonia, NC 28056 Property Records

Gaston County property record for 5504 Candlewick Trl, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,191 sqft · built 1981
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,339 (2026)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Sep 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15116 00123`

Property Details

APN / Parcel Number

Primary APN	`15116 00123`
Alternative APNs	`1065741` `194118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,191 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	182,952 sqft (4.2 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	5504 CANDLEWICK TRL
City	GASTONIA
State	NC
Zip	28056-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOME PLACE 15 116 001 23 000
Legal Subdivision	HOMEPLACE SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1005
Census Tract	33306

Owner

5504 Candlewick Trl is owned and occupied by two individuals who acquired it in August 1980.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5504 CANDLEWICK TRL, GASTONIA, NC 28056-8922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 10, 2020	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 1980
Deed Sale	Aug 27, 1980
Deed Book / Page	1340 / 416
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5504 CANDLEWICK TRL, GASTONIA, NC 28056-8922
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 CANDLEWICK TRL, GASTONIA, NC 28056-8922

Mortgage

Document Number	0053280847
Date	Apr 13, 2022
Book Page	5328/847

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	906 Months
Due	Oct 22, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.88%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5504 CANDLEWICK TRL, GASTONIA, NC 28056-8922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 CANDLEWICK TRL, GASTONIA, NC 28056-8922

Mortgage

Document Number	0051540745
Date	Sep 10, 2020
Book Page	5154/745

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	925 Months
Due	Oct 22, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5504 CANDLEWICK TRL, GASTONIA, NC 28056-8922
Document Number	0051540762
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5504 CANDLEWICK TRL GASTONIA NC 280568922, GASTONIA, NC 28056-8922

Mortgage

Document Number	0051540762
Date	Sep 10, 2020
Book Page	005154/000762

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.71%

Tax Assessment & Valuation

The 2026 property tax bill for 5504 Candlewick Trl was $1,339.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,339.00	$343,920 Land $61,880 Building $282,040
2023	$2,390.00	$343,920 Land $61,880 Building $282,040
2021			$226,230 Land $60,720 Building $165,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5504 Candlewick Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5504 Candlewick Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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