5504 Brown Rd, Oregon, OH 43616 Property Records

Lucas County property record for 5504 Brown Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,960 sqft · built 1994
Lot Size	0.955 acres (41,600 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Sep 2025)
Tax Bill	$5,027 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-30919`

Property Details

APN / Parcel Number

Primary APN	`44-30919`
Alternative APN	`24018018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	1,144 sqft
2nd Floor Area	816 sqft
Basement Area	416 sqft

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	41,600 sqft (0.955 acres)
Lot Dimensions	400 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5504 BROWN RD
City	OREGON
State	OH
Zip	43616-5853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R1
Legal Description	8 10 13 LOT 2 E 104 FT W 790.23 FTN 400 FT SUBJ TO LEG
Legal Subdivision	8 10 13
Legal Tract	98
Legal Lot Number	2
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2012
Census Tract	9800

Owner

5504 Brown Rd is owned and occupied by an individual who bought it in September 2025.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5504 BROWN RD, OREGON, OH 43616-5853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUN FCU
Sep 15, 2025	Survivorship Deed, Transfer · Conventional Mortgage SUN FCU
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	May 30, 2012 · Amount on File
Deed Document Number	202509150032874
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5504 BROWN RD, OREGON, OH 43616-5853
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034565
Date	Sep 24, 2025
Instrument	202509240034565

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 4, 2040

September 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 15, 2025
Property Address	5504 BROWN RD, OREGON, OH 43616-5853
Document Number	0000032874
Instrument Date	Sep 4, 2025
Instrument	202509150032874
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5504 BROWN RD, OREGON, OH 43616-5853

Mortgage

Document Number	0000032875
Date	Sep 15, 2025
Instrument	202509150032875

Lender

Name	SUN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	8.25%
Max Rate	11.7%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5504 BROWN RD, OREGON, OH 43616-5853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037509
Date	Sep 3, 2020
Instrument	202009030037509

Lender

Name	GENOA BANKING CO
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5504 Brown Rd was $5,027, up 3.1% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,027.00 (+3.08%)	$104,440 (-) Land $19,250 Building $85,190
2024	$4,877.00 (+31.28%)	$104,440 (+55.17%) Land $19,250 Building $85,190	$298,400 Land $55,000 Building $243,400
2023	$3,715.00 (-0.75%)	$67,305 (-) Land $11,200 Building $56,105
2022	$3,743.00 Homeowner's exemption	$67,305 Land $11,200 Building $56,105
2021			$192,300 Land $32,000 Building $160,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5504 Brown Rd in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	89 (1980–2023)
Claims Outside the SFHA	12 of 89
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5504 Brown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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