5503 Posey Bridge Rd, Biloxi, MS 39532 Property Records

Harrison County property record for 5503 Posey Bridge Rd, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,859 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$44,600 (Jan 2019)
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1305-07-009.003`

Property Details

APN / Parcel Number

Primary APN	`1305-07-009.003`
Alternative APN	`107799`

Interior

Full Baths	1 Bath
Building Area	1,859 sqft Adjusted Area
1st Floor Area	1,728 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5503 POSEY BRIDGE RD
City	BILOXI
State	MS
Zip	39532-9819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 AC BEG 274.3 FT E OF SW COR OF NW 1/4 OF SW1/4 OF SEC 7 E ALONG 1/4 SEC LINE 301.1 FT N 404.3 FT TO S MAR OF POSEY BRIDGE R
Legal Range	09W
Legal Township	06S
Legal Section	07
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	3405

Owner

Source: Harrison County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5503 POSEY BRIDGE RD, BILOXI, MS 39532-9819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage GULF SOUTH MORTGAGE LLC
Sep 6, 2019	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 12, 2019	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Jan 30, 2019	Deed of Trust, Mortgage KEESLER FCU
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit KEESLER FCU
Sep 6, 2019	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Jan 30, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2019 · Amount on Record
Deed Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	2019537DJ1
Prior Transfer Date	Jan 25, 2019
Prior Transfer Doc	20190000537DJ1
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	5503 POSEY BRIDGE RD, BILOXI, MS 39532-9819
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210000345TJ2
Date	Jan 25, 2021
Instrument	2021-0000345-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	5503 POSEY BRIDGE RD, BILOXI, MS 39532-9819
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192687TJ2
Date	Sep 6, 2019
Instrument	2019-2687-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2020

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	5503 POSEY BRIDGE RD, BILOXI, MS 39532-9819
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201910770TJ1
Date	Dec 12, 2019
Instrument	2019-10770-T-J1

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2020

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	5503 POSEY BRIDGE RD, BILOXI, MS 39532-9819
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190000756TJ1
Date	Jan 30, 2019
Instrument	2019-0000756-T-J1

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	5503 POSEY BRIDGE RD, BILOXI, MS 39532-9819
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5503 POSEY BRIDGE RD, BILOXI, MS 39532-9819

Mortgage

Document Number	20240007714TJ1
Date	Apr 30, 2024
Instrument	2024-0007714-T-J1

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	5503 POSEY BRIDGE RD, BILOXI, MS 39532-9819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192687TJ2
Date	Sep 6, 2019
Instrument	2019-2687-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2020

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 30, 2019
Property Address	5503 POSEY BRIDGE RD, BILOXI, MS 39532-9819
Document Number	20190000537DJ1
Instrument Date	Jan 25, 2019
Instrument	2019-0000537-D-J1
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16420 OLD HIGHWAY 15, BILOXI, MS 39532-8592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16420 OLD HIGHWAY 15, BILOXI, MS 39532-8592

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00 (+17.46%) Homeowner's exemption Disabled Person's exemption	$19,146 (+13.89%)	$191,462 (+13.89%) Land $37,854 Building $153,608
2024	$1,283.00 (-0.77%)
2023	$1,293.00 (-0.92%) Homeowner's exemption Disabled Person's exemption	$16,811	$168,116 Land $34,413 Building $133,703
2022	$1,305.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 92% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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