5503 Copeland Ct, San Jose, CA 95124 Property Records

Santa Clara County property record for 5503 Copeland Ct, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,424 sqft · built 1968
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,238,000 (Nov 2023)
Tax Bill	$31,300 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`527-36-049`

Property Details

APN / Parcel Number

Primary APN	`527-36-049`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
Gross Area	2,241 sqft
1st Floor Area	1,317 sqft
2nd Floor Area	924 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5503 COPELAND CT
City	SAN JOSE
State	CA
Zip	95124-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4292 BOOK 229 PAGE 15 LOT 23
Legal Subdivision	TRACT NO 4292
Legal Tract	4292
Legal Lot Number	23
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2007
Census Tract	506803

Owner

5503 Copeland Ct is owned and occupied by two individuals who bought it in November 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5503 COPELAND CT, SAN JOSE, CA 95124-6101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA
Jan 30, 2023	Intrafamily Transfer, Transfer
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Deed Document Number	202325556923
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	0025399218
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 9, 2023
Property Address	5503 COPELAND CT, SAN JOSE, CA 95124-6101
Document Number	0025556923
Map Reference	MB 229 PG 14
Instrument Date	Oct 20, 2023
Instrument	25556923
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5503 COPELAND CT, SAN JOSE, CA 95124-6101

Mortgage

Document Number	0025556924
Date	Nov 9, 2023
Instrument	25556924

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Max Rate	11.8%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 30, 2023
Property Address	5503 COPELAND CT, SAN JOSE, CA 95124-6101
Document Number	0025430606
Map Reference	MB 229 PG 14
Instrument Date	Jan 23, 2023
Instrument	25430606
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5503 COPELAND CT, SAN JOSE, CA 95124-6101

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5503 COPELAND CT, SAN JOSE, CA 95124-6101
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5503 COPELAND CT, SAN JOSE, CA 95124-6101

Mortgage

Document Number	0024936771
Date	Apr 27, 2021
Instrument	24936771

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5503 Copeland Ct was $31,300.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,381,454 (+2%) Land $2,095,573 Building $285,881
2025	$31,300.00	$2,334,760 Land $2,054,484 Building $280,276
2023	$5,685.00 (+2.06%) Homeowner's exemption	$324,098 Land $98,444 Building $225,654
2022	$5,570.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5503 Copeland Ct in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5503 Copeland Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Ridge Wireless, Sail Internet.

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