Hamilton County property record for 5503 Acadia Dr, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,268 sqft · built 2022 |
| Lot Size | 0.168 acres (7,345 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $503,580 (Jan 2023) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099F K 019 |
| Primary APN | 099F K 019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,345 sqft (0.168 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000392209 |
|---|---|
| Street Address | 5503 ACADIA DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-6987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 92 PAINTED RIDGE SUB PB 123 PGS 52 & 53 OUT OF 099F E 013.01 FOR 2022 |
| Legal Subdivision | WILEY BROWN MOSS FAR |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10435 |
Source: Hamilton County records · APN 099F K 019
Assessment roll updated January 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5503 ACADIA DR, CHATTANOOGA, TN 37415-6987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Jan 27, 2023 | Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| May 20, 2022 | Warranty Deed, Construction Loan · Construction Mortgage PINNCACLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on Record |
| Deed Sale | Jan 27, 2023 · Amount on Record |
| Prior Sale | May 20, 2022 · Amount on Record |
| Deed Document Number | 2023012728 |
| Deed Book / Page | 13197 / 805 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5503 ACADIA DR, CHATTANOOGA, TN 37415-6987 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 337 MCHENRY DR, HUNTSVILLE, AL 35811-8171 |
| Document Number | 0000000005 |
|---|---|
| Date | Feb 02, 2026 |
| Book Page | 14180/690 |
| Instrument | 2026020200005 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 27, 2023 |
| Property Address | 5503 ACADIA DR, CHATTANOOGA, TN 37415-6987 |
| Document Number | 0000000028 |
| Book / Page | 13197 / 805 |
| Map Reference | MB 123 PG 52 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023012700028 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | APL WARRANTY TITLE LLC, WARRANTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,863.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5503 ACADIA DR, CHATTANOOGA, TN 37415-6987 |
| Document Number | 0131970807 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 13197-0807 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 20, 2022 |
| Property Address | 5503 ACADIA DR, CHATTANOOGA, TN 37415-6987 |
| Document Number | 0000000053 |
| Book / Page | 12965 / 212 |
| Map Reference | MB 123 PG 52 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022052000053 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, WARRANTY TTL LLC DBA WARRANT |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1644 ROSSVILLE AVE, CHATTANOOGA, TN 37408-1908 |
| Investor | Possibly a Property Investor |
| Document Number | 0129650214 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 12965-0214 |
| Name | PINNCACLE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (-4.04%) | $137,900 (+41.62%) | $551,600 (+41.62%) Land $110,000 Building $441,600 |
| 2024 | $2,178.00 | $97,375 (-) | $389,500 (-) Land $50,000 Building $339,500 |
| 2023 | $2,178.00 (+680.65%) | $97,375 (+679%) | $389,500 (+679%) Land $50,000 Building $339,500 |
| 2022 | $279.00 | $12,500 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 31 (1994–2020) |
| Claims Outside the SFHA | 22 of 31 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 275 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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