5502 Rutgers Rd, La Jolla, CA 92037 Property Records

San Diego County property record for 5502 Rutgers Rd, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,564 sqft · built 1967
Lot Size	0.232 acres (10,100 sqft)
Owner	2 Company Names on File
Last Sale	$4,300,000 (Jul 2024)
Tax Bill	$54,359 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`358-480-05-00`

Property Details

APN / Parcel Number

Primary APN	`358-480-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,564 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	10,100 sqft (0.232 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5502 RUTGERS RD
City	LA JOLLA
State	CA
Zip	92037-7821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 149 TR 005471
Legal Subdivision	LA JOLLA PALISADES
Legal Tract	005471
Legal Block	3
Legal Lot Number	149
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	8310

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	43950 MARGARITA RD, H, TEMECULA, CA 92592-2732
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit BANNER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	2024168280
Prior Transfer Date	Dec 2, 2014
Prior Transfer Doc	0000037195
Record Updated	Sep 20, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2021
Property Address	5502 RUTGERS RD, LA JOLLA, CA 92037-7821
Document Number	0000864692
Map Reference	MAP 5471
Instrument Date	Nov 9, 2021
Instrument	2021-0864692
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 RUTGERS RD, LA JOLLA, CA 92037-7821

Mortgage

Document Number	0000864693
Date	Dec 23, 2021
Instrument	2021-0864693

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5502 RUTGERS RD, LA JOLLA, CA 92037-7821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108951
Date	Mar 3, 2020
Instrument	2020-0108951

Lender

Name	BANNER BANK
Type	Bank
Address	SAN DIEGO, CA 92111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,386,000 (+2%) Land $3,748,500 Building $637,500
2025	$54,359.00 (+36.12%)	$4,300,000 (+31.74%) Land $3,675,000 Building $625,000
2023	$39,934.00 (+2.73%) Homeowner's exemption	$3,264,000 Land $2,774,400 Building $489,600
2022	$38,871.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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