San Diego County property record for 5502 Rutgers Rd, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,564 sqft · built 1967 |
| Lot Size | 0.232 acres (10,100 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $4,300,000 (Jul 2024) |
| Tax Bill | $54,359 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-480-05-00 |
| Primary APN | 358-480-05-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,564 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 10,100 sqft (0.232 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5502 RUTGERS RD |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-7821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-4 |
| Legal Description | LOT 149 TR 005471 |
| Legal Subdivision | LA JOLLA PALISADES |
| Legal Tract | 005471 |
| Legal Block | 3 |
| Legal Lot Number | 149 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 8310 |
Source: San Diego County assessment roll, APN 358-480-05-00, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 43950 MARGARITA RD, H, TEMECULA, CA 92592-2732 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 23, 2021 | Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Mar 03, 2020 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2024 · Amount on Record |
| Deed Sale | Jul 03, 2024 · Amount on Record |
| Prior Sale | Dec 23, 2021 · Amount on Record |
| Deed Document Number | 2024168280 |
| Prior Transfer Date | Dec 02, 2014 |
| Prior Transfer Doc | 0000037195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 23, 2021 |
| Property Address | 5502 RUTGERS RD, LA JOLLA, CA 92037-7821 |
| Document Number | 0000864692 |
| Map Reference | MAP 5471 |
| Instrument Date | Nov 09, 2021 |
| Instrument | 2021-0864692 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5502 RUTGERS RD, LA JOLLA, CA 92037-7821 |
| Document Number | 0000864693 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2021-0864693 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5502 RUTGERS RD, LA JOLLA, CA 92037-7821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000108951 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 2020-0108951 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,386,000 (+2%) Land $3,748,500 Building $637,500 | |
| 2025 | $54,359.00 (+36.12%) | $4,300,000 (+31.74%) Land $3,675,000 Building $625,000 |
| 2023 | $39,934.00 (+2.73%) Homeowner's exemption | $3,264,000 Land $2,774,400 Building $489,600 |
| 2022 | $38,871.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730083103, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 771 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system CA3710020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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