Hamilton County property record for 5502 Ringgold Rd, Chattanooga, TN 37412
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 540 sqft · built 1958 |
| Lot Size | 0.172 acres (7,527 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Dec 2021) |
| Tax Bill | $724 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 169J H 016 |
| Primary APN | 169J H 016 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 540 sqft Total Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Wood Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,527 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Sewer | Connected |
|---|
| Account Number | 0000115003 |
|---|---|
| Street Address | 5502 RINGGOLD RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3130 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C2 |
| Legal Description | LT 2 J B LEE SUB OF FRUITLANDS N/R |
| Legal Subdivision | ORCHARD KNOB VILLAGE |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 11600 |
5502 Ringgold Rd, a commercial property, is owned by an individual who acquired it in September 2026.
Source: Hamilton County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 9776, CHATTANOOGA, TN 37412-0776 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Quit Claim Deed, Transfer CHOICE TITLE |
| Apr 26, 2022 | Deed of Trust, Mortgage · Commercial Mortgage TENNESSEE VALLEY FCU |
| Dec 7, 2021 | Warranty Deed, Transfer ELITE TITLE COMPANY INC, ELITE TITLE CO LLC |
| Feb 6, 2019 | Quit Claim Deed, Transfer CHOICE TITLE |
| Jun 18, 2018 | Warranty Deed, Transfer CHOICE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | Jun 18, 2018 · Amount on File |
| Deed Document Number | 2021132 |
| Deed Book / Page | 12761 / 150 |
| Last Transfer Date | Sep 8, 2026 |
| Transfer Doc | 0000000228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 14, 2026 |
| Property Address | 5502 RINGGOLD RD, CHATTANOOGA, TN 37412-3130 |
| Document Number | 0000000228 |
| Book / Page | 14437 / 426 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 2026228 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 5502 RINGGOLD RD, CHATTANOOGA, TN 37412-3130 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, CHOICE TITLE CO INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000290 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 12935/617 |
| Instrument | 2022042600290 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 7, 2021 |
| Property Address | 5502 RINGGOLD RD, CHATTANOOGA, TN 37412-3130 |
| Document Number | 0000000132 |
| Book / Page | 12761 / 150 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021120700132 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ELITE TITLE COMPANY INC, ELITE TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3739, DALTON, GA 30719-0739 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 6, 2019 |
| Property Address | 5502 RINGGOLD RD, CHATTANOOGA, TN 37412-3130 |
| Document Number | 0206000175 |
| Book / Page | 011560 / 000121 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 190206000175 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 57 ELM AVE RINGGOLD GA 307368111, RINGGOLD, GA 30736-8111 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 18, 2018 |
| Property Address | 5502 RINGGOLD RD, CHATTANOOGA, TN 37412-3130 |
| Document Number | 0618000285 |
| Book / Page | 011377 / 000019 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 180618000285 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $288.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 57 ELM AVE RINGGOLD GA 307368111, RINGGOLD, GA 30736-8111 |
The 2025 property tax bill for 5502 Ringgold Rd was $724, down 2.3% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $724.00 (-2.29%) | $47,800 (+44.15%) | $119,500 (+44.15%) Land $97,800 Building $21,700 |
| 2024 | $741.00 (-36.88%) | $33,160 (-) | $82,900 (-) Land $75,300 Building $7,600 |
| 2023 | $1,174.00 | $33,160 | $82,900 Land $75,300 Building $7,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5502 Ringgold Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 102 (1978–2025) |
| Claims Outside the SFHA | 12 of 102 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5502 Ringgold Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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