5502 Nero Lake Dr, Katy, TX 77449 Property Records

Harris County property record for 5502 Nero Lake Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,691 sqft · built 2018
Lot Size	0.131 acres (5,709 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Dec 2018)
Tax Bill	$6,708 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`138-398-001-0010`

Property Details

APN / Parcel Number

Primary APN	`138-398-001-0010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,691 sqft Living Area
1st Floor Area	1,371 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,709 sqft (0.131 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1383980010010
Street Address	5502 NERO LAKE DR
City	KATY
State	TX
Zip	77449-1984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BLK 1 PLANTATION LAKES SEC 23
Legal Subdivision	PLANTATION LAKES SEC 23
Legal Block	1
Legal Lot Number	10
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3008
Census Tract	542105

Owner

5502 Nero Lake Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5502 NERO LAKE DR, KATY, TX 77449-1984
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage JNC MTG
Jun 12, 2018	Trustee's Deed, Transfer · Line of Credit TEXAS CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Deed Document Number	2018554657
Prior Transfer Date	Dec 10, 2018
Prior Transfer Doc	0000554657
Record Updated	Oct 29, 2026

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 12, 2018
Property Address	5502 NERO LAKE DR, KATY, TX 77449-1984
Document Number	0000554657
Instrument Date	Dec 10, 2018
Instrument	554657
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2018
Title Company	CELEBRITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5502 NERO LAKE DR KATY TX 774491984, KATY, TX 77449-1984

Mortgage

Document Number	554658
Date	Dec 12, 2018
Instrument	554658

Lender

Name	JNC MTG
Type	Mortgage Company
Address	EL PASO, TX 79928

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

June 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 12, 2018
Property Address	5502 NERO LAKE DR, KATY, TX 77449-1984
Document Number	0000258937
Instrument Date	Jun 7, 2018
Instrument	258937
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	CELEBRITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12300 MONTWOOD DR HORIZON CITY TX 799285653, HORIZON CITY, TX 79928-5653
Investor	Possibly a Property Investor

Mortgage

Document Number	258938
Date	Jun 12, 2018
Instrument	258938

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5502 Nero Lake Dr was $6,708 with a homeowner's exemption, up 218.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,338 (-5.92%) Land $56,675 Building $274,663	$331,338 (-5.92%) Land $56,675 Building $274,663
2025	$6,708.00 (+218.22%) Homeowner's exemption	$352,176 Land $56,675 Building $295,501	$352,176 Land $56,675 Building $295,501
2024	$2,108.00
2023		$376,854 Land $56,675 Building $320,179	$376,854 Land $56,675 Building $320,179
2022	$1,821.00
2020	$1,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5502 Nero Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5502 Nero Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 167 serves 16,761 people · EPA ID TX1012842
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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