5502 N Ridge Rd W, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 5502 N Ridge Rd W, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,642 sqft · built 1920
Lot Size	6.32 acres (275,299 sqft)
Owner	Individual Name on Record
Last Sale	$47,900 (May 1998)
Tax Bill	$2,769 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-021-00-053-00`

Property Details

APN / Parcel Number

Primary APN	`48-021-00-053-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	603 sqft
Basement Area	436 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	275,299 sqft (6.32 acres)
Terrain	Low
View / Lot	Neighborhood / Spot
Porch	Open Frame Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5502 N RIDGE RD W
City	ASHTABULA
State	OH
Zip	44004-9596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44 N W
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	1
Census Block	1014
Census Tract	702

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5502 N RIDGE RD W, ASHTABULA, OH 44004-9596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 1998 · Amount on Record
Deed Sale	May 12, 1998 · Amount on Record
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5502 N RIDGE RD W, ASHTABULA, OH 44004-9596
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 N RIDGE RD W, ASHTABULA, OH 44004-9596
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010374
Date	Oct 24, 2025
Book Page	856/1159
Instrument	2025-00010374

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,769.00 (+203.62%)	$33,080 (-) Land $18,380 Building $14,700	$94,500 (-) Land $52,500 Building $42,000
2023	$912.00 (-35.64%)	$33,080 (+32.16%) Land $18,380 Building $14,700	$94,500 (+32.17%) Land $52,500 Building $42,000
2022	$1,417.00	$25,030 Land $14,140 Building $10,890
2020			$71,500 Land $40,400 Building $31,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20