Albemarle County property record for 5502 Monacan Trail Rd, Covesville, VA 22931
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,716 sqft · built 1900 |
| Lot Size | 0.584 acres (25,439 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,000 (Jan 2017) |
| Tax Bill | $3,633 (2026) |
| Deeds & Mortgages | Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10800-00-00-022B0 |
| Primary APN | 10800-00-00-022B0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,716 sqft Finished Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 25,439 sqft (0.584 acres) |
| Porch | Slab |
| Porch Area | 535 sqft |
| Storage Building | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 5502 MONACAN TRAIL RD |
|---|---|
| City | COVESVILLE |
| State | VA |
| Zip | 22931-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 11400 |
5502 Monacan Trail Rd is owned and occupied by an individual who bought it in January 2017.
Source: Albemarle County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5502 MONACAN TRAIL RD, COVESVILLE, VA 22931-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2017 · Amount on File |
| Deed Sale | Jan 27, 2017 · Amount on File |
| Prior Sale | Mar 29, 2011 · Amount on File |
| Deed Document Number | 20171142 |
| Prior Transfer Date | Jan 6, 2010 |
| Prior Transfer Doc | 3844/609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jan 27, 2017 |
| Property Address | 5502 MONACAN TRAIL RD, COVESVILLE, VA 22931-1901 |
| Document Number | 0000001142 |
| Book / Page | 004870 / 000672 |
| Instrument Date | Dec 21, 2016 |
| Instrument | 1142 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5502 MONACAN TRAIL RD COVESVILLE VA 229311901, COVESVILLE, VA 22931-1901 |
| Document Number | 1143 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 004870/000675 |
| Instrument | 1143 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2047 |
The 2026 property tax bill for 5502 Monacan Trail Rd was $3,633, up 8.5% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,633.00 (+8.51%) | $406,400 (+8.52%) Land $51,000 Building $355,400 | $406,400 (+8.52%) Land $51,000 Building $355,400 |
| 2025 | $3,348.00 | $374,500 Land $43,500 Building $331,000 | $374,500 Land $43,500 Building $331,000 |
| 2023 | $3,195.00 | $374,200 Land $39,200 Building $335,000 | $374,200 Land $39,200 Building $335,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5502 Monacan Trail Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5502 Monacan Trail Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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