5502 Millstream Ln, Henrico, VA 23228 Property Records

Henrico County property record for 5502 Millstream Ln, Henrico, VA 23228

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,440 sqft · built 2003
Lot Size	0.039 acres (1,724 sqft)
Owner	Individual Name on File
Last Sale	$296,500 (Sep 2023)
Tax Bill	$2,410 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`765-757-8140`

Property Details

APN / Parcel Number

Primary APN	`765-757-8140`
Alternative APN	`SA0287841`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,724 sqft (0.039 acres)
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	SA0287841
Street Address	5502 MILLSTREAM LN
City	HENRICO
State	VA
Zip	23228-1794
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RTHC
Legal Description	0060160000S 0004; MILLSPRING TOWNES SC 1 BL S LT 4
Legal Subdivision	MILLSPRING TOWNES
Legal Lot Number	4
Jurisdiction	HENRICO VA
Township / Civil Division	BROOKLAND
Census Block Group	4
Census Block	4005
Census Tract	200411

Owner

Source: Henrico County assessment roll, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5502 MILLSTREAM LN, HENRICO, VA 23228-1794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION
Dec 17, 2019	Warranty Deed, Transfer · Conventional with PMI VIRGINIA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	202321341
Deed Book / Page	6501 / 1849
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HENRICO VA
Recording Date	Jul 17, 2026
Property Address	5502 MILLSTREAM LN, HENRICO, VA 23228-1794
Document Number	0000021141
Book / Page	6802 / 1626
Instrument Date	Jul 14, 2026
Instrument	202621141
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$32,825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 MILLSTREAM LN, HENRICO, VA 23228-1794

Mortgage

Document Number	0000021142,
Date	Jul 17, 2026
Instrument	202621142

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Sep 11, 2023
Property Address	5502 MILLSTREAM LN, HENRICO, VA 23228-1794
Document Number	0065011849
Book / Page	6501 / 1849
Instrument Date	Sep 1, 2023
Instrument	202300021341
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 MILLSTREAM LN, HENRICO, VA 23228-1794
Investor	Possibly a Property Investor

Mortgage

Document Number	202300021342
Date	Sep 11, 2023
Instrument	202300021342

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Dec 17, 2019
Property Address	5502 MILLSTREAM LN, HENRICO, VA 23228-1794
Document Number	59322229
Book / Page	005932 / 002229
Instrument Date	Nov 22, 2019
Instrument	40834
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 MILLSTREAM LN HENRICO VA 232281794, HENRICO, VA 23228-1794

Mortgage

Document Number	59322233
Date	Dec 17, 2019
Book Page	005932/002233
Instrument	40835

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,410.00 (+1.77%)	$289,800 (+8.22%) Land $60,000 Building $229,800	$289,800 (+8.22%) Land $60,000 Building $229,800
2025	$2,368.00 (+14.51%)	$267,800 (+10.07%) Land $50,000 Building $217,800	$267,800 (+10.07%) Land $50,000 Building $217,800
2023	$2,068.00 (+12.64%)	$243,300 Land $48,000 Building $195,300	$243,300 Land $48,000 Building $195,300
2022	$1,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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