McHenry County property record for 5502 Fox Lake Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,216 sqft · built 1955 |
| Lot Size | 0.145 acres (6,338 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jul 2020) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-402-008 |
| Primary APN | 10-05-402-008 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,338 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Deck Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5502 FOX LAKE RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-8535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0028895 LT 8 BLK 2 PISTAKEE HIGHLANDS UNIT 2 MEMO: HERNANDEZ, JOSHUA C/KRIBLEY, CASSANDRA M |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 05 |
| Legal Subdivision | PISTAKEE HLNDS 02 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 870704 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5502 FOX LAKE RD, MCHENRY, IL 60051-8535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 29, 2020 | Warranty Deed, Transfer · FHA Mortgage LIPESTONE MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on Record |
| Deed Sale | Jul 29, 2020 · Amount on Record |
| Prior Sale | Jun 3, 2003 |
| Deed Document Number | 2020R0028895 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5502 FOX LAKE RD, MCHENRY, IL 60051-8535 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5502 FOX LAKE RD, MCHENRY, IL 60051-8535 |
| Document Number | 0000024697 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022R0024697 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 29, 2020 |
| Property Address | 5502 FOX LAKE RD, MCHENRY, IL 60051-8535 |
| Document Number | 0000028895 |
| Map Reference | DOC268489 MB11 PG86 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2020R0028895 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | CARRINGTON TTL PARTNERS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5502 FOX LAKE RD, MCHENRY, IL 60051-8535 |
| Document Number | 0000028896 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020R0028896 |
| Name | LIPESTONE MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $55,694 Land $13,165 Building $42,529 | $167,082 Land $39,495 Building $127,587 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 41 (1979–2026) |
| Claims Outside the SFHA | 2 of 41 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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