5502 Dressel Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5502 Dressel Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,126 sqft · built 2012
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Mar 2016)
Tax Bill	$4,224 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T091500127`

Property Details

APN / Parcel Number

Primary APN	`T091500127`
Alternative APN	`3-0110-A559-00-0036.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,126 sqft Living Area
Basement Area	1,049 sqft

Exterior

Year Built	Built 2012
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T091500127
Old Parcel Number	T091500127
Street Address	5502 DRESSEL DR
City	SAINT CHARLES
State	MO
Zip	63304-8039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT COLUMBUS POINTE LOT 36
Legal Range	03E
Legal Township	46N
Legal Subdivision	MANORS AT COLUMBUS POINTE
Legal Lot Number	36
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1021
Census Tract	311114

Owner

5502 Dressel Dr is owned and occupied by an individual who bought it in March 2016.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5502 DRESSEL DR, SAINT CHARLES, MO 63304-8039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Mar 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2016 · Amount on File
Deed Sale	Mar 22, 2016 · Amount on File
Prior Sale	Apr 26, 2012 · Amount on File
Deed Document Number	0000650874
Deed Book / Page	6508 / 74
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5502 DRESSEL DR, SAINT CHARLES, MO 63304-8039
Transaction Type	Mortgage
Record Updated	Jun 7, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 DRESSEL DR, COTTLEVILLE, MO 63304-8039

Mortgage

Document Number	0000019935
Date	May 25, 2023
Instrument	2023R-019935

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5502 DRESSEL DR, SAINT CHARLES, MO 63304-8039
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 DRESSEL DR, SAINT CHARLES, MO 63304-8039

Mortgage

Document Number	2021R024899
Date	Mar 22, 2021
Instrument	2021R-024899

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5502 DRESSEL DR, SAINT CHARLES, MO 63304-8039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067150762
Date	Mar 22, 2017
Book Page	6715/0762
Instrument	20170322000169420

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5502 Dressel Dr was $4,224.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,224.00	$68,536	$360,715 Land $60,000 Building $300,715
2023		$62,729
2022			$330,155 Land $45,000 Building $285,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5502 Dressel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5502 Dressel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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