5502 Cedar Rdg Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 5502 Cedar Rdg Dr, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,036 sqft · built 1990
Lot Size	0.241 acres (10,478 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jan 2023)
Tax Bill	$3,215 (2026)
Deeds & Mortgages	Jan 2023 Sale Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023J 5-190`

Property Details

APN / Parcel Number

Primary APN	`023J 5-190`
Alternative APN	`23J-5-190`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,036 sqft Finished Area
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	10,478 sqft (0.241 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5502 CEDAR RIDGE DR
City	FREDERICKSBURG
State	VA
Zip	22407-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - RESID
Legal Description	LEAVELLS CROSSING LOT 190 SEC 5
Legal Subdivision	LEAVELLS CROSSING
Legal Lot Number	190
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	2
Census Block	2019
Census Tract	20304

Owner

5502 Cedar Rdg Dr is owned by two individuals who bought it in January 2023.

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11162 HAMLET CT, FREDERICKSBURG, VA 22407-7626
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Warranty Deed, Transfer FIRST GUARDIAN TITLE AND ESCROW, FIRST GUARDIAN TITLE & ESCR
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 19, 2017	Deed of Trust, Mortgage · Conventional with PMI NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Prior Sale	Jun 29, 2010 · Amount on File
Deed Document Number	20231329
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jan 31, 2023
Property Address	5502 CEDAR RIDGE DR, FREDERICKSBURG, VA 22407-7700
Document Number	0230001329
Instrument Date	Jan 19, 2023
Instrument	230001329
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	FIRST GUARDIAN TITLE AND ESCROW, FIRST GUARDIAN TITLE & ESCR

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11162 HAMLET CT, FREDERICKSBURG, VA 22407-7626

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	5502 CEDAR RIDGE DR, FREDERICKSBURG, VA 22407-7700
Document Number	201900011098
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 CEDAR RIDGE DR FREDERICKSBURG VA 224077700, FREDERICKSBURG, VA 22407-7700

Mortgage

Document Number	201900011098
Date	Jul 16, 2019
Instrument	11098

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	5502 CEDAR RIDGE DR, FREDERICKSBURG, VA 22407-7700
Document Number	201700009113
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 CEDAR RIDGE DR FREDERICKSBURG VA 224077700, FREDERICKSBURG, VA 22407-7700

Mortgage

Document Number	201700009113
Date	May 24, 2017
Instrument	9113

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5502 Cedar Rdg Dr was $3,215.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,215.00	$436,100 Land $160,000 Building $276,100
2025			$436,100 Land $160,000 Building $276,100
2023	$2,445.00	$316,900 Land $115,000 Building $201,900	$316,900 Land $115,000 Building $201,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5502 Cedar Rdg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5502 Cedar Rdg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

5502 Cedar Rdg Dr, Fredericksburg, VA 22407 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cedar Rdg Dr

Nearby Streets

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