5502 Camino del Cielo, Bonsall, CA 92003 Property Records

San Diego County property record for 5502 Camino del Cielo, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 1989
Lot Size	0.198 acres (8,629 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Sep 2020)
Tax Bill	$6,301 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126-430-22-00`

Property Details

APN / Parcel Number

Primary APN	`126-430-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,846 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	8,629 sqft (0.198 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5502 CAMINO DEL CIELO
City	BONSALL
State	CA
Zip	92003-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 22 TR 010396
Legal Subdivision	COUNTOF SAN DIEO 3825
Legal Tract	010396
Legal Block	3
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3002
Census Tract	18803

Owner

5502 Camino del Cielo is owned and occupied by two individuals who bought it in September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5502 CAMINO DEL CIELO, BONSALL, CA 92003-3703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Sep 22, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Prior Sale	Sep 27, 2013 · Amount on File
Deed Document Number	2020560485
Prior Transfer Date	Feb 4, 2016
Prior Transfer Doc	0000082831
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5502 CAMINO DEL CIELO, BONSALL, CA 92003-3703
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 CAMINO DEL CIELO, BONSALL, CA 92003-3703

Mortgage

Document Number	0000015621
Date	Jan 19, 2024
Instrument	2024-0015621

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	BONSALL, CA 92003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5502 CAMINO DEL CIELO, BONSALL, CA 92003-3703
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 CAMINO DEL CIELO, BONSALL, CA 92003-3703

Mortgage

Document Number	0000015294
Date	Jan 11, 2022
Instrument	2022-0015294

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2020
Property Address	5502 CAMINO DEL CIELO, BONSALL, CA 92003-3703
Document Number	0000560485
Map Reference	MAP 10396
Instrument Date	Sep 21, 2020
Instrument	2020-0560485
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5502 CAMINO DEL CIELO, BONSALL, CA 92003-3703

Mortgage

Document Number	0000560486
Date	Sep 22, 2020
Instrument	2020-0560486

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5502 Camino del Cielo was $6,301 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$618,281 (+2%) Land $206,091 Building $412,190
2025	$6,301.00 Homeowner's exemption	$606,158 Land $202,050 Building $404,108
2023	$6,044.00 (+1.75%) Homeowner's exemption	$582,622 Land $194,205 Building $388,417
2022	$5,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5502 Camino del Cielo in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5502 Camino del Cielo is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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