5501 Spring Bluff Ct, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 5501 Spring Bluff Ct, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,376 sqft · built 2014
Lot Size	0.357 acres (15,547 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Apr 2018)
Tax Bill	$4,748 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35M-31-214`

Property Details

APN / Parcel Number

Primary APN	`35M-31-214`
Alternative APN	`035M31-214`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,376 sqft Finished Area
Basement Area	1,682 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	15,547 sqft (0.357 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft
Deck Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5501 SPRING BLUFF CT
City	FREDERICKSBURG
State	VA
Zip	22407-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P2
Legal Description	POD E AT LEE'S PARKE LOT 214 SEC 2-B
Legal Subdivision	LEES PARKE
Legal Lot Number	214
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BATTLEFIELD
Census Block Group	2
Census Block	2015
Census Tract	20312

Owner

Source: Spotsylvania County records · APN 35M-31-214

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5501 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC
Apr 04, 2018	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Apr 05, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2018 · Amount on Record
Deed Sale	Apr 05, 2018 · Amount on Record
Prior Sale	Dec 02, 2014 · Amount on Record
Deed Document Number	20185431
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	5501 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9250
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230008440
Date	Jun 28, 2023
Instrument	230008440

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 23, 2043

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	5501 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9250
Document Number	201800005433
Instrument Date	Apr 04, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800005433
Date	Apr 05, 2018
Instrument	5433

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 04, 2048

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 05, 2018
Property Address	5501 SPRING BLUFF CT, FREDERICKSBURG, VA 22407-9250
Document Number	201800005431
Instrument Date	Apr 04, 2018
Instrument	5431
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5501 SPRING BLUFF CT FREDERICKSBURG VA 224079250, FREDERICKSBURG, VA 22407-9250

Mortgage

Document Number	201800005432
Date	Apr 05, 2018
Instrument	5432

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,748.00 (+22.06%)	$644,100 (+27.75%) Land $175,000 Building $469,100
2025			$644,100 (+27.75%) Land $175,000 Building $469,100
2023	$3,890.00	$504,200 Land $115,000 Building $389,200	$504,200 Land $115,000 Building $389,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

Based on FCC filings for 478 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

5501 Spring Bluff Ct, Fredericksburg, VA 22407 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Spring Bluff Ct

Nearby Streets

Search Property Records by Address or Parcel Number