San Diego County property record for 5501 Old Ranch Rd, Unit 2, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,365 sqft · built 2006 |
| Lot Size | 5.71 acres (249,092 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Jun 2023) |
| Tax Bill | $7,536 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jul 2022 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-411-21-02 |
| Primary APN | 157-411-21-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,365 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 249,092 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5501 OLD RANCH RD, 2 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5656 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 2 US 2 PER DOC06-270310&UND INT IN PHASE 1 TR 015292 |
| Legal Subdivision | CASITAS AT SPRING CREEK THE |
| Legal Tract | 015292 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19303 |
Source: San Diego County records · APN 157-411-21-02
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5501 OLD RANCH RD, 2, OCEANSIDE, CA 92057-5656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jul 28, 2022 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Apr 23, 2010 · Amount on Record |
| Deed Document Number | 2023172376 |
| Prior Transfer Date | Jul 16, 2007 |
| Prior Transfer Doc | 0000515435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 30, 2023 |
| Property Address | 5501 OLD RANCH RD UNIT 2, 2, OCEANSIDE, CA 92057-5656 |
| Document Number | 0000172376 |
| Map Reference | MAP 15292 |
| Instrument Date | Jun 05, 2023 |
| Instrument | 2023-0172376 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 4895, OCEANSIDE, CA 92052-4895 |
| Document Number | 0000172377 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-0172377 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5501 OLD RANCH RD UNIT 2, 2, OCEANSIDE, CA 92057-5656 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5501 OLD RANCH RD 2, 2, OCEANSIDE, CA 92057-5656 |
| Document Number | 0000308202 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-0308202 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.36% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5501 OLD RANCH RD UNIT 2, 2, OCEANSIDE, CA 92057-5656 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5501 OLD RANCH RD 2, 2, OCEANSIDE, CA 92057-5656 |
| Document Number | 0000184264 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-0184264 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | NORCROSS, GA 30093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $684,479 (+2%) Land $530,604 Building $153,875 | |
| 2025 | $7,536.00 (+127.54%) Homeowner's exemption | $671,058 (+116.36%) Land $520,200 Building $150,858 |
| 2023 | $3,312.00 (+0.3%) Homeowner's exemption | $310,161 (+2%) Land $150,539 Building $159,622 |
| 2022 | $3,302.00 Homeowner's exemption | $304,081 Land $147,588 Building $156,493 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730193032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 2% of the US · above 2% of California |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Fiber | 2,000 / 35 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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