5501 Lowell Rd, Rome, NY 13440 Property Records

Oneida County and Westmoreland Town property record for 5501 Lowell Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,353 sqft · built 1956
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Jul 2021)
Tax Bill	$4,239 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`306800 287.000-1-9.1`

Property Details

APN / Parcel Number

Primary APN	`306800 287.000-1-9.1`
Alternative APNs	`680028700000010090010000` `016310`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	459 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	016310
Street Address	5501 LOWELL RD
City	ROME
State	NY
Zip	13440-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	9.001
Jurisdiction	ONEIDA NY
Township / Civil Division	WESTMORELAND
Census Block Group	3
Census Block	3035
Census Tract	23000

Owner

5501 Lowell Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Oneida County and Westmoreland Town records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5501 LOWELL RD, ROME, NY 13440-7818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Deed Document Number	202111821
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jul 15, 2021
Property Address	5501 LOWELL RD, ROME, NY 13440-7818
Document Number	11821
Instrument Date	Jul 13, 2021
Instrument	2021-011821
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5743 VALLEY RD, WHITESBORO, NY 13492-3107

Mortgage

Document Number	11822
Date	Jul 15, 2021
Instrument	2021-011822

Lender

Name	HOMEOWNERS ADVANTAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5501 Lowell Rd was $4,239.

Source: Oneida County and Westmoreland Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Westmoreland Town
Unified School District	Sherrill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,239.00	$72,400 Land $11,000 Building $61,400	$201,111 Land $30,556 Building $170,555
2023		$72,400 (-) Land $11,000 Building $61,400	$190,526 (+13.16%) Land $28,947 Building $161,579
2022	$947.00	$72,400 Land $11,000 Building $61,400	$168,372 Land $25,581 Building $142,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5501 Lowell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5501 Lowell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20