5501 Cape Ct, Bakersfield, CA 93312 Property Records

Kern County property record for 5501 Cape Ct, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jul 2008)
Tax Bill	$4,484 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`494-440-22-00-3`

Property Details

APN / Parcel Number

Primary APN	`494-440-22-00-3`
Alternative APNs	`494-440-22-5` `4944402200` `49444022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,193 sqft
1st Floor Area	1,666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	127 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Solar

Location & Zoning

Account Number	494440225
Street Address	5501 CAPE CT
City	BAKERSFIELD
State	CA
Zip	93312-4982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 5436 , BLOCK PH3, LOT 22
Legal Subdivision	5436 PH 3
Legal Tract	5436
Legal Block	1
Legal Lot Number	22
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	1
Census Block	1007
Census Tract	3806

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5501 CAPE CT, BAKERSFIELD, CA 93312-4982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KERN SCHOOLS FCU
Jun 12, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KERN SCHOOLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2008 · Amount on Record
Deed Sale	Jul 11, 2008 · Amount on Record
Prior Sale	Apr 14, 2008 · Amount on Record
Deed Document Number	2008110115
Prior Transfer Date	Jan 27, 2006
Prior Transfer Doc	0000026525
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5501 CAPE CT, BAKERSFIELD, CA 93312-4982
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5501 CAPE CT, BAKERSFIELD, CA 93312-4982

Mortgage

Document Number	0000236239
Date	Dec 17, 2021
Instrument	221236239

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5501 CAPE CT, BAKERSFIELD, CA 93312-4982
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	PLACER TITLE ER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5501 CAPE CT, BAKERSFIELD, CA 93312-4982

Mortgage

Document Number	0000014496
Date	Jan 28, 2022
Instrument	222014496

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	182 Months
Due	Mar 1, 2037

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5501 CAPE CT, BAKERSFIELD, CA 93312-4982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115036
Date	Aug 28, 2017
Instrument	0217115036

Lender

Name	KERN SCHOOLS FCU
Type	Credit Union
Address	BAKERSFIELD, CA 93309

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2027

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5501 CAPE CT, BAKERSFIELD, CA 93312-4982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE BAKERSFIELD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068411
Date	Jun 12, 2019
Instrument	219068411

Lender

Name	KERN SCHOOLS FCU
Type	Credit Union
Address	BAKERSFIELD, CA 93309

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2029

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Norris Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$269,254 (+2%) Land $98,505 Building $170,749
2025	$4,484.00 (+2.94%) Homeowner's exemption	$263,975 (+4.04%) Land $96,574 Building $167,401
2023	$4,356.00 (+1.49%) Homeowner's exemption	$253,726 Land $92,825 Building $160,901
2022	$4,292.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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