5500 W Elm St, Black Hawk, SD 57718 Property Records

Meade County property record for 5500 W Elm St, Black Hawk, SD 57718

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1997
Lot Size	0.358 acres (15,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Sep 2018)
Tax Bill	$4,813 (2025)
Deeds & Mortgages	Oct 2018 Construction Loan Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20.50.03.11`

Property Details

APN / Parcel Number

Primary APN	`20.50.03.11`

Interior

Bedrooms	3 Beds

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	15,599 sqft (0.358 acres)

Location & Zoning

Street Address	5500 W ELM ST
City	BLACK HAWK
State	SD
Zip	57718-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED BLACK HAWK LOTS 11-12 BLK 3
Legal Range	07
Legal Township	02
Legal Section	08
Legal Subdivision	BLACK HAWK
Legal Block	3
Legal Lot Number	11-12
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	1
Census Block	1003
Census Tract	20303

Owner

Source: Meade County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5500 W ELM ST, BLACK HAWK, SD 57718-9442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed of Trust, Mortgage · Construction Mortgage PIONEER BANK & TRUST
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Dec 26, 2025	Intrafamily Transfer, Transfer · Line of Credit CMG MORTGAGE INC
Oct 18, 2018	Deed of Trust, Mortgage · Construction Mortgage PIONEER BANK & TRUST
Sep 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	20185312
Deed Book / Page	903 / 427
Prior Transfer Date	Sep 4, 2018
Prior Transfer Doc	00903/0427
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	5500 W ELM ST, BLACK HAWK, SD 57718-9442
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00906/1133
Date	Oct 18, 2018
Book Page	906/1133
Instrument	18006207

Lender

Name	PIONEER BANK & TRUST
Type	Bank
Address	RAPID CITY, SD 57702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 15, 2019

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	5500 W ELM ST, BLACK HAWK, SD 57718-9442
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00981/1836
Date	Dec 12, 2023
Book Page	981/1836
Instrument	23006905

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2054

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MEADE SD
Recording Date	Dec 26, 2025
Property Address	5500 W ELM ST, BLACK HAWK, SD 57718-9442
Document Number	00993/1437
Book / Page	993 / 1437
Map Reference	MB 903 PG 427-428
Instrument Date	Dec 17, 2025
Instrument	25007486
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5500 W ELM ST, BLACK HAWK, SD 57718-9442

Mortgage

Document Number	0025007488
Date	Dec 26, 2025
Instrument	25007488

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	5500 W ELM ST, BLACK HAWK, SD 57718-9442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	906/1133
Date	Oct 18, 2018
Book Page	906/1133
Instrument	18006207

Lender

Name	PIONEER BANK & TRUST
Type	Bank
Address	RAPID CITY, SD 57702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 15, 2019

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MEADE SD
Recording Date	Sep 6, 2018
Property Address	5500 W ELM ST, BLACK HAWK, SD 57718-9442
Document Number	00903/0427
Book / Page	903 / 0427
Map Reference	PL 3 PG 314
Instrument Date	Sep 4, 2018
Instrument	18005312
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$206.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50 W ELM ST, BLACK HAWK, SD 57718

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Rapid City School District 51-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,813.00 (+3.33%) Additional exemption filed	$473,636 (-6.91%) Land $33,869 Building $439,767	$473,636 Land $33,869 Building $439,767
2024	$4,658.00 (-14.55%)
2023		$508,792 Land $33,869 Building $474,923
2022	$5,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 66% of South Dakota
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK HAWK WATER USER DISTRICT serves 4,500 people · EPA ID SD4600043
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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