Osceola County property record for 5500 Vigo Loop, Saint Cloud, FL 34771 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,990 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $372,400 (2022) |
| Tax Bill | $4,747.00 (2024) |
| Primary APN | 21-25-31-4979-0001-3180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 2,732 sqft Gross Area |
| 1st Floor | 1,990 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Porch Area | 28 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5500 VIGO LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9440 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 318 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 21 |
| Legal Subdivision | SIENA RESERVE PHS 2C TEMP |
| Legal Phase | 2C |
| Legal Lot Number | 318 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 21-25-31-4979-0001-3180
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5500 VIGO LOOP, SAINT CLOUD, FL 34771-9440 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Jul 12, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOME SOLUTION LENDERS INC |
| Apr 01, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PHH MORTGAGE SERVICES CORP |
| Apr 21, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on Record |
| Deed Sale | Jul 12, 2022 · Amount on Record |
| Deed Doc Number | 2022107314 |
| Deed Book / Page | 6249 / 1607 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 01, 2026 |
| Property Address | 5500 VIGO LOOP, SAINT CLOUD, FL 34771-9440 |
| Document Number | 0000058002 |
| Book / Page | 6965 / 170 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202658002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5500 VIGO LOOP, SAINT CLOUD, FL 34771-9440 |
| Investor | Possibly a Property Investor |
| Document Number | 0000058002, |
|---|---|
| Date | May 01, 2026 |
| Book Page | 6965/170 |
| Instrument | 202658002 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Aug 01, 2052 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5500 VIGO LOOP, SAINT CLOUD, FL 34771-9440 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4344 DAHL CT, ORLANDO, FL 32828-6484 |
| Document Number | 0062491609 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 6249/1609 |
| Instrument | 2022107315 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | BARTOW, FL 33830 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5500 VIGO LOOP, SAINT CLOUD, FL 34771-9440 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5500 VIGO LOOP, SAINT CLOUD, FL 34771-9440 |
| Document Number | 0065730876 |
|---|---|
| Date | Apr 01, 2024 |
| Book Page | 6573/876 |
| Instrument | 2024040215 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | PO BOX 24737, WEST PALM BEACH, FL 33416 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5500 VIGO LOOP, SAINT CLOUD, FL 34771-9440 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5500 VIGO LOOP, SAINT CLOUD, FL 34771-9440 |
| Document Number | 0067740928 |
|---|---|
| Date | Apr 21, 2025 |
| Book Page | 6774/928 |
| Instrument | 2025049822 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MONTCALM, WV 24737 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Aug 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,972.00 (+4.74%) Homeowner's exemption | $348,316 (+4.98%) | $350,000 (+5.49%) Land $75,000 Building $275,000 |
| 2024 | $4,747.00 (+1.13%) | ||
| 2023 | $4,694.00 (+296.12%) Homeowner's exemption | $331,800 (+453%) Land $70,000 Building $261,800 | $331,800 (+453%) Land $70,000 Building $261,800 |
| 2022 | $1,185.00 | $60,000 Land $60,000 | $60,000 Land $60,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 85% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 139 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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