5500 River Bluff, Bloomington (Minneapolis), MN 55437 Property Records

Hennepin County property record for 5500 River Bluff, Bloomington, MN 55437

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 3,166 sqft · built 1983
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Apr 2026)
Tax Bill	$11,448 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-115-21-31-0024`

Property Details

APN / Parcel Number

Primary APN	`04-115-21-31-0024`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,166 sqft Living Area
Gross Area	7,553 sqft
1st Floor Area	3,166 sqft
Basement Area	4,387 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	16,553 sqft (0.38 acres)
Lot Depth	156 ft Depth
Garage Type	Attached
Garage Area	704 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	460 sqft
Deck Area	436 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5500 RIVER BLUFF CURV
City	MINNEAPOLIS
State	MN
Zip	55437-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 009 BLOCK 002 B RIVER BLUFF ESTATES SW118X156X82X181
Legal Range	21
Legal Township	115
Legal Section	04
Legal Quarter	31
Legal Subdivision	RIVER BLUFF ESTATES
Legal Block	2
Legal Lot Number	9
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1013
Census Tract	25909

Owner

Source: Hennepin County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5500 RIVER BLUFF CURV, MINNEAPOLIS, MN 55437-3621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer FIRST FINANCIAL TITLE
Apr 7, 2026	Warranty Deed, Transfer FIRST FINANCIAL TITLE
Feb 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING AND REDEVELOPEMENT AUTHORITY
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE AREA MTG
Jul 18, 2017	Warranty Deed, Transfer FIRST FINANCIAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	20266194196
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 7, 2026
Property Address	5500 RIVER BLUFF, BLOOMINGTON, MN 55437
Document Number	0006194196
Instrument Date	Mar 19, 2026
Instrument	20266194196
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	FIRST FINANCIAL TITLE

Transaction

Amount	Amount Recorded
Tax	$293,607.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 7, 2026
Property Address	5500 RIVER BLUFF CURV, MINNEAPOLIS, MN 55437-3621
Document Number	00T6194196
Instrument Date	Mar 19, 2026
Instrument	20266194196
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST FINANCIAL TITLE

Transaction

Amount	Amount Recorded
Tax	$293,607.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5500 RIVER BLUFF CURV, BLOOMINGTON, MN 55437-3621
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05927771
Date	Feb 17, 2022
Instrument	T05927771

Lender

Name	HOUSING AND REDEVELOPEMENT AUTHORITY
Type	Government Agency
Address	MINNEAPOLIS, MN 55431

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	111 Months
Due	May 13, 2031

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5500 RIVER BLUFF CURV, BLOOMINGTON, MN 55437-3621
Document Number	0005485911
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	FIRST FINANCIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5500 RIVER BLUFF CURV BLOOMINGTON MN 554373621, BLOOMINGTON, MN 55437-3621

Mortgage

Document Number	0005485911
Date	Oct 24, 2017
Instrument	5485911

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.49%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 18, 2017
Property Address	5500 RIVER BLUFF CURV, BLOOMINGTON, MN 55437-3621
Document Number	0005459544
Instrument Date	Jul 17, 2017
Instrument	5459544
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	FIRST FINANCIAL TITLE

Transaction

Amount	Amount Recorded
Tax	$2,114.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5500 RIVER BLUFF CURV BLOOMINGTON MN 554373621, BLOOMINGTON, MN 55437-3621

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,448.00 (+8.04%)	$772,100 (+1.38%) Land $190,400 Building $581,700	$772,100 (+1.38%) Land $190,400 Building $581,700
2024	$10,596.00 (+4.24%)	$761,600 (-5.18%) Land $187,600 Building $574,000	$761,600 (-5.18%) Land $187,600 Building $574,000
2023	$10,165.00 Homeowner's exemption
2022		$803,200 Land $254,000 Building $549,200	$803,200 Land $254,000 Building $549,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Netwave Broadband.

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