5500 Packard Pl, Indian Head, MD 20640 Property Records

Charles County property record for 5500 Packard Pl, Indian Head, MD 20640

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,132 sqft · built 1984
Lot Size	3.65 acres (158,994 sqft)
Owner	2 Individual Names on File
Last Sale	$319,900 (Apr 2005)
Tax Bill	$9,901 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-017297`

Property Details

APN / Parcel Number

Primary APN	`10-017297`
Alternative APN	`017297`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,182 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	158,994 sqft
Deck Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	017297
Street Address	5500 PACKARD PL
City	INDIAN HEAD
State	MD
Zip	20640-3480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	P/O PAR A = 3.65 AC E SI 425 S NELSON PT RD
Legal Subdivision	TOWN OF LA PLATA
Legal Block	1
Legal Lot Number	A
Jurisdiction	CHARLES MD
Township / Civil Division	10, MARBURY
Census Block Group	1
Census Block	1000
Census Tract	850600

Owner

5500 Packard Pl is owned and occupied by two individuals who acquired it in December 2016.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5500 PACKARD PL, INDIAN HEAD, MD 20640-3480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 10, 2017	Quit Claim Deed, Transfer A-1 TITLE SERVICES LLC, A-1 TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2005 · Amount on File
Deed Sale	Apr 8, 2005 · Amount on File
Prior Sale	Mar 28, 2001 · Amount on File
Deed Document Number	20055805
Deed Book / Page	5192 / 1
Last Transfer Date	Dec 21, 2016
Transfer Doc	0096850457
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5500 PACKARD PL, INDIAN HEAD, MD 20640-3480
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5500 PACKARD PL, INDIAN HEAD, MD 20640-3480

Mortgage

Document Number	0126600240
Date	Aug 9, 2022
Book Page	12660/240

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 16, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 10, 2017
Property Address	5500 PACKARD PL, INDIAN HEAD, MD 20640-3480
Document Number	0096850457
Book / Page	009685 / 000457
Instrument Date	Dec 21, 2016
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	A-1 TITLE SERVICES LLC, A-1 TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5500 PACKARD PL INDIAN HEAD MD 206403480, INDIAN HEAD, MD 20640-3480

Tax Assessment & Valuation

The 2025 property tax bill for 5500 Packard Pl was $9,901.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,267 (+6.19%)	$371,000 (+18.57%) Land $128,600 Building $242,400
2025	$9,901.00	$312,900 Land $107,900 Building $205,000	$312,900 Land $107,900 Building $205,000
2023	$3,764.00	$257,100	$312,900 Land $107,900 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5500 Packard Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5500 Packard Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Packard Pl

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