5500 Nectar Cir, Elk Grove, CA 95757 Property Records

Sacramento County property record for 5500 Nectar Cir, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,362 sqft · built 2005
Lot Size	0.156 acres (6,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$702,500 (Sep 2023)
Tax Bill	$9,616 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-1670-098-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1670-098-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,362 sqft Living Area
1st Floor Area	2,362 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,786 sqft (0.156 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5500 NECTAR CIR
City	ELK GROVE
State	CA
Zip	95757-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GILLIAM MEADOWS UNIT 2D, LOT 10
Legal Subdivision	GILLIAM MEADOWS UNIT 2D
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3016
Census Tract	9647

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5500 NECTAR CIR, ELK GROVE, CA 95757-4336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Sep 12, 2023	Grant Deed, Transfer · Conventional Mortgage NATION WHOLESALE LENDING
Sep 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	May 29, 2013 · Amount on Record
Deed Book / Page	20230912 / 1240
Prior Transfer Date	Sep 8, 2020
Prior Transfer Doc	9170000001759
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 7, 2026
Property Address	5500 NECTAR CIR, ELK GROVE, CA 95757-4336
Document Number	2026000927
Book / Page	20260707 / 927
Instrument Date	Jun 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5500 NECTAR CIR, ELK GROVE, CA 95757-4336

Mortgage

Document Number	2026000927,
Date	Jul 7, 2026
Book Page	20260707/927

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 12, 2023
Property Address	5500 NECTAR CIR, ELK GROVE, CA 95757-4336
Document Number	0000001240
Map Reference	MB 331 PG 10
Instrument Date	Sep 7, 2023
Instrument	202309121240
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5500 NECTAR CIR, ELK GROVE, CA 95757-4336

Mortgage

Document Number	0000001241
Date	Sep 12, 2023
Instrument	202309121241

Lender

Name	NATION WHOLESALE LENDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 17, 2020
Property Address	5500 NECTAR CIR, ELK GROVE, CA 95757-4336
Document Number	2009171759
Instrument Date	Sep 8, 2020
Instrument	2009171759
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5500 NECTAR CIR ELK GROVE CA 957574336, ELK GROVE, CA 95757-4336

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$730,881 (+2%) Land $171,666 Building $559,215
2025	$9,616.00 (+0.99%) Homeowner's exemption	$716,550 (+67.24%) Land $168,300 Building $548,250
2024	$9,522.00 (+45.17%)
2023	$6,559.00 (+1.63%) Homeowner's exemption	$428,456 Land $76,930 Building $351,526
2022	$6,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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