5500 Cindy Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 5500 Cindy Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,224 sqft · built 1973
Lot Size	0.433 acres (18,877 sqft)
Owner	Individual Name on File
Last Sale	$256,918 (Oct 2025)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031.012.02003012`

Property Details

APN / Parcel Number

Primary APN	`031.012.02003012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	18,877 sqft (0.433 acres)
Lot Dimensions	172 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	322 sqft
Porch	Open Frame Porch
Porch Area	68 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5500 CINDY DR
City	HIGH RIDGE
State	MO
Zip	63049-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	DILLON VALLEY ACRES PT LOT 3
Legal Range	4E
Legal Township	43N
Legal Section	12
Legal Subdivision	DILLON VALLEY
Legal Block	1
Legal Lot Number	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	HIGH RIDGE
Census Block Group	1
Census Block	1027
Census Tract	700305

Owner

5500 Cindy Dr is owned and occupied by an individual who bought it in October 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5500 CINDY DR, HIGH RIDGE, MO 63049-1722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jan 17, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Jun 26, 2024
Deed Document Number	202526109
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	0000008910
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 9, 2025
Property Address	5500 CINDY DR, HIGH RIDGE, MO 63049-1722
Document Number	0000026109
Map Reference	MB 31 PG 4
Instrument Date	Oct 8, 2025
Instrument	2025R-026109
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5500 CINDY DR, HIGH RIDGE, MO 63049-1722

Mortgage

Document Number	0000026110
Date	Oct 9, 2025
Instrument	2025R-026110

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5500 CINDY DR, HIGH RIDGE, MO 63049-1722
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5500 CINDY DR, HIGH RIDGE, MO 63049-1722

Mortgage

Document Number	0000007128
Date	Mar 27, 2024
Instrument	2024R-007128

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Apr 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Jan 17, 2018
Property Address	5500 CINDY DR, HIGH RIDGE, MO 63049-1722
Document Number	0000001735
Map Reference	MB31 PG4
Instrument Date	Jan 11, 2018
Instrument	2018R-001735
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5500 CINDY DR, HIGH RIDGE, MO 63049-1722
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001736
Date	Jan 17, 2018
Instrument	2018R-001736

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5500 Cindy Dr was $1,396.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,600 (-) Land $1,900 Building $17,700	$103,100 Land $10,200 Building $92,900
2025	$1,396.00	$19,600 Land $1,900 Building $17,700
2024			$103,100 (+8.3%) Land $10,200 Building $92,900
2023	$1,300.00	$18,100 Land $1,900 Building $16,200	$95,200 Land $10,200 Building $85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5500 Cindy Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5500 Cindy Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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