5500 Birch Dr, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 5500 Birch Dr, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,447 sqft · built 1986
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Owner Names on File
Last Sale	$245,000 (Mar 2006)
Tax Bill	$1,368 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3402-609-0186-000-9`

Property Details

APN / Parcel Number

Primary APN	`3402-609-0186-000-9`
Alternative APN	`37740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,447 sqft Finished Area
1st Floor Area	1,447 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	10,000 sqft (0.229 acres)
Garage Type	Mixed
Garage Area	480 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	444 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	37740
Street Address	5500 BIRCH DR
City	FORT PIERCE
State	FL
Zip	34982-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	INDIAN RIVER ESTATES-UNIT-08- BLK 57 LOT 8 (MAP 34/11N) (OR 2503-502)
Legal Range	40E
Legal Township	36S
Legal Section	11
Legal Subdivision	INDIAN RIVER ESTATES UNIT 8
Legal Block	57
Legal Lot Number	8
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	3
Census Block	3020
Census Tract	381605

Owner

The current owner of 5500 Birch Dr bought it in March 2006.

Source: St. Lucie County records, as of November 24, 2025

Owner of Record	2 Owner Names on File
Mailing Address	5500 BIRCH DR, FORT PIERCE, FL 34982-4803
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2006 · Amount on File
Deed Sale	Mar 7, 2006 · Amount on File
Deed Document Number	2809877
Deed Book / Page	2503 / 0502
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	5500 BIRCH DR, FORT PIERCE, FL 34982-4803
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5500 BIRCH DR, FORT PIERCE, FL 34982-4803

Mortgage

Document Number	0049540487
Date	Feb 24, 2023
Book Page	4954/487
Instrument	5158688

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,731	$287,500 Land $100,000 Building $187,500
2024	$1,368.00 (+2.86%)
2023	$1,330.00 (+12.62%) Additional exemption filed	$274,500 (+213.02%) Land $82,500 Building $192,000	$274,500 (+12.96%) Land $82,500 Building $192,000
2022	$1,181.00 Homeowner's exemption	$87,695	$243,000 Land $76,000 Building $167,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5500 Birch Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5500 Birch Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20