550 Woods Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 550 Woods Dr, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,071 sqft · built 1977
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Jul 2021)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`226-631-05-00`

Property Details

APN / Parcel Number

Primary APN	`226-631-05-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,071 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	550 WOODS DR
City	SAN MARCOS
State	CA
Zip	92069-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 (PR
Legal Description	LOT 95 TR 008293
Legal Subdivision	SAN MARCOS WOODS
Legal Tract	008293
Legal Block	2
Legal Lot Number	95
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	20024

Owner

550 Woods Dr is owned and occupied by an individual who bought it in July 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	550 WOODS DR, SAN MARCOS, CA 92069-3250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Affidavit of Death of Joint Tenant, Transfer
Oct 9, 2025	Intrafamily Transfer, Transfer
Jul 9, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Deed Document Number	2021492586
Prior Transfer Date	Nov 13, 2003
Prior Transfer Doc	0001498180
Record Updated	Oct 29, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2025
Property Address	550 WOODS DR, SAN MARCOS, CA 92069-3250
Document Number	0000282267
Map Reference	MAP 8293
Instrument Date	Sep 11, 2025
Instrument	2025-0282267
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 WOODS DR, SAN MARCOS, CA 92069-3250

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2025
Property Address	550 WOODS DR, SAN MARCOS, CA 92069-3250
Document Number	0000282268
Map Reference	MAP 8293
Instrument Date	Sep 11, 2025
Instrument	2025-0282268
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 WOODS DR, SAN MARCOS, CA 92069-3250

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2021
Property Address	550 WOODS DR, SAN MARCOS, CA 92069-3250
Document Number	0000492586
Map Reference	MAP 8293
Instrument Date	Jun 7, 2021
Instrument	2021-0492586
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 WOODS DR, SAN MARCOS, CA 92069-3250

Mortgage

Document Number	0000492587
Date	Jul 9, 2021
Instrument	2021-0492587

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	550 WOODS DR, SAN MARCOS, CA 92069-3250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 WOODS DR, SAN MARCOS, CA 92069-3250

Mortgage

Document Number	0000600169
Date	Oct 6, 2020
Instrument	2020-0600169

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 550 Woods Dr was $1,895.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$344,778 (+2%) Land $79,986 Building $264,792
2025	$1,895.00	$338,018 Land $78,418 Building $259,600
2023	$1,843.00 (-3.31%)	$324,894 Land $75,374 Building $249,520
2022	$1,906.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 Woods Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Woods Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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