550 Washington Ave, Richmond, CA 94801 Property Records

Contra Costa County property record for 550 Washington Ave, Richmond, CA 94801

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,340 sqft · built 1956
Lot Size0.083 acres (3,600 sqft)
OwnerIndividual Name on Record
Last Sale$1,635,500 (May 2026)
Tax Bill$10,778 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN558-042-003-1

Property Details

APN / Parcel Number

Primary APN558-042-003-1
Alternative APN
  • 558-042-003

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area1,340 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area3,600 sqft (0.083 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address550 WASHINGTON AVE
CityRICHMOND
StateCA
Zip94801-3995
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBAY SHORE LOTS 5 & 6 POR 4 BLK 2
Legal SubdivisionBAY SHORE
Legal Block2
Legal Lot Number5,6
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1075
Census Tract378000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address550 WASHINGTON AVE, RICHMOND, CA 94801-3995
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 25, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
PARTNERS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleApr 30, 1999 · Amount on Record
Deed Document Number202655952
Prior Transfer DateJan 18, 2022
Prior Transfer Doc0000014389
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 29, 2026
Property Address550 WASHINGTON AVE, RICHMOND, CA 94801-3995
Document Number0000055952
Instrument DateMay 20, 2026
Instrument202655952
Transaction TypeTransfer
Record UpdatedJun 5, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$181,704.05
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address550 WASHINGTON AVE, RICHMOND, CA 94801-3995

Mortgage

Document Number0000055953,
DateMay 29, 2026
Instrument202655953
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateJan 25, 2022
Property Address550 WASHINGTON AVE, RICHMOND, CA 94801-3995
Document Number0000014389
Map ReferenceMB E PG 104
Instrument DateJan 18, 2022
Instrument2022-014389
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address550 WASHINGTON AVE, RICHMOND, CA 94801-3995

Mortgage

Document Number0000014390
DateJan 25, 2022
Instrument2022-014390
Lender
NamePARTNERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$663,589 (+2%) Land $399,757 Building $263,832
2025$10,778.00 (+3.71%)$650,578 (+4.04%) Land $391,919 Building $258,659
2023$10,392.00 (+1.68%)$625,317 Land $376,701 Building $248,616
2022$10,220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

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