550 W Main St, Pacolet, SC 29372 Property Records

Spartanburg County property record for 550 W Main St, Pacolet, SC 29372

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,167 sqft · built 1900
Lot Size	0.889 acres (38,725 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2018)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-2914-00300`

Property Details

APN / Parcel Number

Primary APN	`3-2914-00300`
Alternative APN	`62785`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,167 sqft Living Area
Gross Area	2,734 sqft
Upper Floors Area	2,167 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Brick
Roof Material	Composition Shingle
Lot Area	38,725 sqft (0.889 acres)
Lot Dimensions	362 ft deep x 106 ft wide
Porch	Porch
Porch Area	567 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	62785
Street Address	550 W MAIN ST
City	PACOLET
State	SC
Zip	29372-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N SIDE W MAIN ST & W OF MCDOWELL ST PB 25-497-498 PB 45-497-498 DB 73P-535 PB 149-816 PB 174-431
Legal Subdivision	GLENN T ISAAC & SARAH A ISAAC
Jurisdiction	SPARTANBURG SC
Township / Civil Division	PACOLET
Census Block Group	3
Census Block	3048
Census Tract	23902

Owner

550 W Main St is owned and occupied by an individual who bought it in August 2018.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	550 W MAIN ST, PACOLET, SC 29372-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Nov 13, 2019	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Aug 10, 2018	Deed, Transfer · VA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Deed Document Number	2018-36390
Deed Book / Page	120-T / 0022
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	550 W MAIN ST, PACOLET, SC 29372-2012
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017066
Date	Mar 30, 2021
Book Page	6053/868
Instrument	2021-17066

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	550 W MAIN ST, PACOLET, SC 29372-2012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054144
Date	Nov 13, 2019
Book Page	5709/0182
Instrument	2019-54144

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 10, 2018
Property Address	550 W MAIN ST, PACOLET, SC 29372-2012
Document Number	0000036390
Book / Page	120-T / 0022
Map Reference	MB174 PG431
Instrument Date	Aug 1, 2018
Instrument	2018-36390
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 W MAIN ST, PACOLET, SC 29372-2012

Mortgage

Document Number	0000036391
Date	Aug 10, 2018
Book Page	5488/0235
Instrument	2018-36391

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 550 W Main St was $1,753, up 0.6% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Pacolet Town
Unified School District	Spartanburg School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00 (+0.57%)	$6,604 Land $376 Building $6,228	$165,100 Land $9,400 Building $155,700
2024	$1,743.00
2023	$1,743.00	$6,604 Land $376 Building $6,228	$165,100 Land $9,400 Building $155,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 W Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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