550 W Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 550 W Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,630 sqft · built 1924
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Last Sale	$284,287 (Mar 2025)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Jul 2013 Mortgage Jun 2008 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`51001444005/00`

Property Details

APN / Parcel Number

Primary APN	`51001444005/00`
Alternative APNs	`41-08-14-033-040.000-009` `00001087529`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Basement Area	581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1950
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Slate
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	144 ft deep x 72 ft wide

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Shed	1 Shed
Shed Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001087529
Street Address	550 W JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS ADD #4 W.F LOT 5 MP FRANKLIN COMMUNI
Legal Subdivision	GEORGE KINGS ADDITION NO 4
Legal Lot Number	5
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3022
Census Tract	610900

Owner

550 W Jefferson St is owned and occupied by two individuals who bought it in March 2025.

Source: Johnson County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2013	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Jun 6, 2008	Deed of Trust, Mortgage · Line of Credit HEARTLAND COMMUNITY BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Mar 13, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 20, 2015	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 31, 2008	Intrafamily Transfer, Transfer · FHA Mortgage HEARTLAND COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on File
Deed Sale	Mar 13, 2025 · Amount on File
Prior Sale	Nov 20, 2015 · Amount on File
Deed Document Number	20254715
Prior Transfer Date	Oct 31, 2008
Prior Transfer Doc	2008026310
Record Updated	Oct 29, 2026

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013017322
Date	Jul 17, 2013
Instrument	2013-017322

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2043

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008012443
Date	Jun 6, 2008
Instrument	2008-012443

Lender

Name	HEARTLAND COMMUNITY BANK
Address	FRANKLIN, IN 46131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 8, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020015732
Date	Jun 22, 2020
Instrument	2020-015732

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 13, 2025
Property Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114
Document Number	2025004715
Map Reference	PB 1 PG 22
Instrument Date	Mar 7, 2025
Instrument	2025-004715
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114

Mortgage

Document Number	2025004716
Date	Mar 13, 2025
Instrument	2025-004716

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020015732
Date	Jun 22, 2020
Instrument	2020-015732

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Nov 20, 2015
Property Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114
Document Number	2015027374
Map Reference	MB 1 PG 22
Instrument Date	Nov 19, 2015
Instrument	2015-027374
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114

Mortgage

Document Number	2015027375
Date	Nov 20, 2015
Instrument	2015-027375

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2045

December 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON IN
Recording Date	Dec 31, 2008
Property Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114
Document Number	2008026310
Map Reference	MB1 PG22
Instrument Date	Oct 31, 2008
Instrument	2008-026310
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 W JEFFERSON ST, FRANKLIN, IN 46131-2114

Mortgage

Document Number	2008026311
Date	Dec 31, 2008
Instrument	2008-026311

Lender

Name	HEARTLAND COMMUNITY BANK
Address	FRANKLIN, IN 46131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 550 W Jefferson St was $1,921 with a homeowner's exemption, down 15.9% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,921.00 (-15.86%) Homeowner's exemption	$190,800 Land $31,100 Building $159,700	$190,800 Land $31,100 Building $159,700
2024	$2,283.00 (+8.82%)
2023	$2,098.00 (+9.27%) Homeowner's exemption	$189,800 (+9.14%) Land $31,100 Building $158,700	$189,800 (+9.14%) Land $31,100 Building $158,700
2022	$1,920.00 Homeowner's exemption	$173,900 Land $31,100 Building $142,800	$173,900 Land $31,100 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 W Jefferson St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	26 (1998–2017)
Claims Outside the SFHA	4 of 26
Most Recent Claim	Jul 2017
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 W Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: JC Fiber, T-Mobile.

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