Rockland County and Ramapo Town property record for 550 W Central Ave, Spring Valley, NY 10977
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 4 ba · 4,748 sqft · built 1990 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Last Sale | $190,000 (Nov 2018) |
| Tax Bill | $20,120 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 56.12-2-14.1 |
| Primary APN | 392689 56.12-2-14.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 4,748 sqft Living Area |
| 1st Floor Area | 2,374 sqft |
| Basement Area | 2,350 sqft |
| Game Room | Game Room |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 95 ft deep x 96 ft wide |
| View / Lot | Suburban |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00509550000 |
|---|---|
| Street Address | 550 W CENTRAL AVE |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R-15C |
| Legal Description | LOT #2 |
| Legal Subdivision | YESHIVA ZERA KODESH D KOLISHITZ |
| Legal Block | 2 |
| Legal Lot Number | 13.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12109 |
550 W Central Ave, a triplex, is owned by a company that bought it in November 2018.
Source: Rockland County and Ramapo Town records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 34 COLLINS AVE, SPRING VALLEY, NY 10977-4744 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE |
| Aug 9, 2022 | Deed of Trust, Mortgage · Seller Carry-Back V YEHOSHUA FOUNDATION TRU |
| Aug 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PARK TREE LLC |
| Dec 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage NYRFP LLC |
| Dec 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage NYRFP LLC |
| Jan 23, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BAIS EPHRAIM CHARITABLE FOUND |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional with PMI PARKSIDE LNDG |
| Oct 31, 2018 | Loan Modification, Mortgage · Conventional Mortgage GELT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2018 · Amount on File |
| Deed Sale | Nov 27, 2018 · Amount on File |
| Deed Document Number | 201834200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 30, 2026 |
| Property Address | 550 W CENTRAL AVE, MONSEY, NY 10952-3334 |
| Document Number | 0000026220 |
| Instrument Date | May 27, 2026 |
| Instrument | 202626220 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TSL |
| Name | Verified Name |
|---|
| Document Number | 0000026220, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202626220 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 13 GWEN LN, MONSEY, NY 10952-3569 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000028578 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 2022-00028578 |
| Name | V YEHOSHUA FOUNDATION TRU |
|---|---|
| Type | Seller |
| Address | 1542 53RD ST, BROOKLYN, NY 11219 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 13 GWEN LN, MONSEY, NY 10952-3569 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000029076 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022-00029076 |
| Name | PARK TREE LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 13 GWEN LN, MONSEY, NY 10952-3569 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000036570 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 2023-00036570 |
| Name | NYRFP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 13 GWEN LN, MONSEY, NY 10952-3569 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000037013 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023-00037013 |
| Name | NYRFP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 13 GWEN LN, MONSEY, NY 10952-3569 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002642 |
|---|---|
| Date | Jan 23, 2025 |
| Instrument | 2025-00002642 |
| Name | BAIS EPHRAIM CHARITABLE FOUND |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 9 GWEN LN, MONSEY, NY 10952-6317 |
| Document Number | 0000028620 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | ADAR LAND AND TREE ABSTRACT INC, ADAR LAND & TREE ABS INC |
| Name | Verified Name |
|---|---|
| Address | 9 KAUFMAN CT MONSEY NY 109523376, MONSEY, NY 10952-3376 |
| Document Number | 0000028620 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 28620 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 9 GWEN LN, MONSEY, NY 10952-6317 |
| Document Number | 0000034202 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11 GWEN LN MONSEY NY 109526321, MONSEY, NY 10952-6321 |
| Document Number | 0000034202 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 34202 |
| Name | GELT LLC |
|---|---|
| Address | 139 FULTON ST # 300, NEW YORK, NY 10038-2537 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $20,120.00 | $77,800 (+159.33%) Land $20,800 Building $57,000 | $116,300 (-) |
| 2023 | $30,000 Land $30,000 | $116,300 Land $116,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 550 W Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 550 W Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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